Certified Personal Financial Specialist®
Certified Personal Financial Specialist (CPFS-Pro®)
A personal financial planning and advisory certification for financial advisors, MFDs, insurance professionals, relationship managers and students.
Program snapshot
Key details below; items marked for confirmation are finalised with a counsellor and may vary by intake.
| Program snapshot | Detail |
|---|---|
| Credential | Certified Personal Financial Specialist® (CPFS-Pro®) |
| Focus | Personal financial planning & advisory |
| Best suited for | Advisors, MFDs, insurance professionals, RMs & students |
| Learning format | Confirm current format with a counsellor |
| Assessment | Confirm current assessment details |
| Duration | Confirm current duration |
| Eligibility | Confirm current eligibility |
| Registration | Open — confirm current intake |
The Certified Personal Financial Specialist (CPFS-Pro®) is AAFM India's personal financial planning certification. It helps advisors build a structured approach to client personal finance — cash flow, goals, protection and retirement — so they can hold better-informed, suitability-led conversations with clients.
Who should consider CPFS-Pro®?
This may be suitable if…
- You advise individuals and want a structured personal financial planning framework
- You are an MFD, insurance professional, RM or financial advisor
- You want to hold better-informed, suitability-led client conversations
This may not be the right fit if…
- You want a deep investment-research or portfolio-management program — consider AFA® or CPM®
- You are looking only for a product-sales course rather than advisory planning
Learning areas
Indicative areas — the current detailed syllabus is shared during counselling.
From enquiry to certification
Submit an enquiry
Tell us your background and goal through the form.
Counselling
A counsellor confirms fit, current details and the right starting point.
Register & pay
Complete registration and payment as per AAFM India policy.
Learn
Access the learning resources or sessions available for the program.
Assessment
Complete the assessment and any required work.
Certification
Meet the requirements to earn your AAFM India credential.
Frequently asked questions
It suits financial advisors, MFDs, insurance professionals, relationship managers, personal-finance educators and students building advisory capability in personal finance.
Yes — these are among the personal financial planning areas covered. The current detailed syllabus is shared during counselling.
No specific background is assumed; the program is designed for advisors and learners. A counsellor will assess fit and current eligibility.
CPFS-Pro® focuses on personal financial planning and advisory, while the Chartered Wealth Manager (CWM®) is a broader, more advanced wealth-management designation.
These are confirmed during counselling and may vary by intake. Please request details through the enquiry form.
Submit the enquiry form and a counsellor will confirm details and guide you through registration.
Take the next step toward CPFS-Pro®
Share your details and a counsellor will confirm the current syllabus, format, eligibility and fees, and help you register.