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RTGS Vs. NEFT
Which is a Better Method of Transferring Funds?

Inter Bank Transfer is a special service that allows an individual to transfer funds electronically to accounts in other banks in India through the following two modes:
1. NEFT
2. RTGS

Let us understand these two methods of fund transfer in detail so that we can decide which method you should use in what circumstance.
NEFT
The acronym “NEFT” stands for National Electronic Funds Transfer. It is an online system for transferring funds from one financial institution to another within India usually the banks). The system was launched in November 2005, and was set to inherit every bank that was assigned to the SEFT (Special Electronic Funds Transfer System) clearing system. It was made mandatory by the RBI for all banks on the SEFT system to migrate to NEFT by mid December 2005. As such, SEFT was discontinued as of January 2006. The RBI welcomed banks that were full members of the RTGS to join the NEFT system.
RTGS
The acronym “RTGS” Stands For ‘Real Time Gross Settlement’. RTGS is a funds transfer system where money is moved from one bank to another in ‘real-time’, and on gross basis. When using the banking method, RTGS is the fastest possible way to transfer money. ‘Real-time’ means that the payment transaction isn’t subject to any waiting period. The transaction will be completed as soon as the processing is done, and gross settlement means that the money transfer is completed on a one to one basis without clustering with another transaction. The transaction is treated as final and irrevocable as the money transfer occurs in the books of the RBI (Reserve Bank of India). This system is maintained by the RBI, and is available during working days for a given number of hours. Banks using RTGS need to have Core banking to be able to initiate RTGS

Minimum/Maximum amount for RTGS/NEFT transactions under Retail Internet Banking

Type Minimum Maximum
RTGS Rs. 2 Lakhs No Limit
NEFT No Limit No Limit

Minimum/Maximum amount for RTGS/NEFT transactions under Corporate Internet Banking

Type Minimum Maximum
RTGS Rs. 2 Lakhs No Limit
NEFT No Limit No Limit

Time Schedule for RTGS & NEFT services

RTGS transactions will be sent to RBI based on the following schedule:
RBI Settlement Timings for RTGS Transactions (other than Inter Bank Transactions)
Day Start Time End Time
Monday to Friday 0.9:00 hrs. 16:30 hrs.
Saturday 0.9:00 hrs. 13:30 hrs.

NEFT transactions will be sent to RBI based on the following schedule:

RBI Settlement Timings for RTGS Transactions (other than Inter Bank Transactions)
Day Start Time End Time
Monday to Friday 0.9:00 hrs. 19:00 hrs.
Saturday 0.9:00 hrs. 13:00 hrs.

NEFT transactions are settled in batches based on the following timings:
Settlements on weekdays at hourly intervals from 9:00 hrs to 19:00 hrs
Settlements on Saturdays at hourly intervals from 9:00 hrs to 1:00 hrs.

Please note that all the above timings are based on Indian Standard Time (IST) only

Mandatory information for RTGS & NEFT payment

The Remitter has to provide the following details:

  • Amount to be remitted
  • Account no. to be credited
  • Name of the beneficiary bank
  • Name of the beneficiary customer
  • Sender to receiver information, if any
  • IFSC code of the receiving branch.
  • Mobile number of the remitter.

The amount will be credited to the account basing on the account number only. As such remitter has should be cautious on the account number while transferring the amounts in electronic mode

Difference between RTGS Vs. NEFT
The fundamental difference between RTGS and NEFT, is that while RTGS is based on gross settlement, NEFT is based on net-settlement. Gross settlement is where a transaction is completed on a one-to-one basis without bunching with other transactions. On the other hand a Deferred Net Basis (DNS), or net-settlement means that the transactions are completed in batches at specific times. Here, all transfers will be held up until a specific time. RTGS transactions are processed throughout the working hours of the system.

RTGS transactions involve large amounts of cash, basically only funds above Rs 200,000 may be transferred using this system. For NEFT, any amount below Rs 200,000 may be transferred, and this system is generally for smaller value transactions involving smaller amounts of money.

RTGS processes in real-time (‘push’ transfer), while NEFT processes in cycles during the given working day. This causes a NEFT transaction that is initiated later than the last cycle to be completed the next day.

So if you want to transfer large sums of money real time RTGS is better but for small amounts where there is not much urgency NEFT is a Better Option. Usually RTGS costs more than NEFT Transactions.

TABLE OF DIFFERENCES BETWEEN NEFT & RTGS

Criteria NEFT RTGS (Retail)
Settlement Done in batches (Slower) Real time (Faster)
Full Form National Electronic Fund Transfer Real Time Gross Settlement
Timings on Mon – Fri 8:00 am – 6:30 pm 9:00 am – 4:30 pm
Timings on Saturday 8:00 am – 12:30 pm 9:00 am – 1:30 pm
Minimum amount of money transfer limit No Minimum 2 lacs
Maximum amount of money transfer limit No Limit No Limit
When does the Credit Happen in beneficiary account Happens in the hourly batch Between Banks Real time between Banks
Maximum Charges as per RBI Upto 10,000 – Rs. 2.5
from 10,001 – 1 lac – Rs. 5
from 1 – 2 lacs – Rs. 15
Above 2 lacs – Rs. 25
Rs. 25-30 (Upto 2 – 5 lacs)
Rs. 50-55 (Above 5 lacs)
(Lower charges for first half of day)
Suitable for Small Money Transfer Large Money Transfer

Frequently Asked Questions (FAQ) on

Real Time Gross Settlement (RTGS) System

Q1. What is RTGS System?
Ans. The acronym 'RTGS' stands for Real Time Gross Settlement, which can be defined as the continuous (real-time) settlement of funds transfers individually on an order by order basis (without netting). 'Real Time' means the processing of instructions at the time they are received rather than at some later time; 'Gross Settlement' means the settlement of funds transfer instructions occurs individually (on an instruction by instruction basis). Considering that the funds settlement takes place in the books of the Reserve Bank of India, the payments are final and irrevocable.

Q2. How RTGS is different from National Electronics Funds Transfer System (NEFT)?
Ans. NEFT is an electronic fund transfer system that operates on a Deferred Net Settlement (DNS) basis which settles transactions in batches. In DNS, the settlement takes place with all transactions received till the particular cut-off time. These transactions are netted (payable and receivables) in NEFT whereas in RTGS the transactions are settled individually. For example, currently, NEFT operates in hourly batches. [There are twelve settlements from 8 am to 7 pm on week days and six settlements from 8 am to 1 pm on Saturdays.] Any transaction initiated after a designated settlement time would have to wait till the next designated settlement time Contrary to this, in the RTGS transactions are processed continuously throughout the RTGS business hours.

Q3. Is there any minimum / maximum amount stipulation for RTGS transactions?
Ans. The RTGS system is primarily meant for large value transactions. The minimum amount to be remitted through RTGS is ` 2 lakh. There is no upper ceiling for RTGS transactions.

Q4. What is the time taken for effecting funds transfer from one account to another under RTGS?
Ans. Under normal circumstances the beneficiary branches are expected to receive the funds in real time as soon as funds are transferred by the remitting bank. The beneficiary bank has to credit the beneficiary's account within two hours of receiving the funds transfer message.

Q5. Would the remitting customer receive an acknowledgement of money credited to the beneficiary's account?
Ans. The remitting bank receives a message from the Reserve Bank that money has been credited to the receiving bank. Based on this the remitting bank can advise the remitting customer through SMS that money has been credited to the receiving bank.

Q6. Would the remitting customer get back the money if it is not credited to the beneficiary's account? When?
Ans. Yes. Funds, received by a RTGS member for the credit to a beneficiary customer’s account, will be returned to the originating RTGS member within two hours of the receipt of the payment at the PI of the recipient bank or before the end of the RTGS Business day, whichever is earlier, if it is not possible to credit the funds to the beneficiary customer’s account for any reason e.g. account does not exist, account frozen, etc. Once the money is received back by the remitting bank, the original debit entry in the customer's account is reversed.

Q7. Till what time RTGS service window is available?
Ans. The RTGS service window for customer's transactions is available to banks from 9.00 hours to 16.30 hours on week days and from 9.00 hours to 14:00 hours on Saturdays for settlement at the RBI end. However, the timings that the banks follow may vary depending on the customer timings of the bank branches.

Q8. What about Processing Charges / Service Charges for RTGS transactions?
Ans. With a view to rationalize the service charges levied by banks for offering funds transfer through RTGS system, a broad framework has been mandated as under:
(a) Inward transactions – Free, no charge to be levied.
(b) Outward transactions 2 lakh to 5 lakh not exceeding 30 per transaction;
Above 5 lakh – not exceeding 55 per transaction.

Q9. What is the essential information that the remitting customer would have to furnish to a bank for the remittance to be effected?
Ans. The remitting customer has to furnish the following information to a bank for initiating a RTGS remittance:

  1. Amount to be remitted
  2. Remitting customer’s account number which is to be debited
  3. Name of the beneficiary bank and branch
  4. Name of the beneficiary customer
  5. Account number of the beneficiary customer
  6. Sender to receiver information, if any
  7. The IFSC Number of the receiving branch

Q10. How would one know the IFSC code of the receiving branch?
Ans. The beneficiary customer can obtain the IFSC code from his bank branch. The IFSC code is also available on the cheque leaf. The list of IFSCs is also available on the RBI website (http://rbidocs.rbi.org.in/rdocs/RTGS/DOCs/RTGEB0112.xls). This code number and bank branch details can be communicated by the beneficiary to the remitting customer.

Q11. Do all bank branches in India provide RTGS service?
Ans. No. All the bank branches in India are not RTGS enabled. Presently, there are more than 100000 RTGS enabled bank branches. The list of such branches is available on RBI website at: http://rbidocs.rbi.org.in/rdocs/RTGS/DOCs/RTGEB0112.xls

Q12. Is there any way that a remitting customer can track the remittance transaction?
Ans. It would depend on the arrangement between the remitting customer and the remitting bank. Some banks with internet banking facility provide this service. Once the funds are credited to the account of the beneficiary bank, the remitting customer gets a confirmation from his bank either by an e-mail or SMS. Customer may also contact RTGS / NEFT Customer Facilitation Centres of the banks, for tracking a transaction.

Q13. Whom do I can contact, in case of non-credit or delay in credit to the beneficiary account?
Ans. Contact your bank / branch. If the issue is not resolved satisfactorily, complaint may be lodged to the Customer Service Department of RBI at -
The Chief General Manager
Reserve Bank of India
Customer Service Department
1st Floor, Amar Building, Fort
Mumbai – 400 001
Or send email.

Q14. How can a remitting customer know whether the bank branch of the beneficiary accepts remittance through RTGS?
Ans. For a funds transfer to go through RTGS, both the sending bank branch and the receiving bank branch would have to be RTGS enabled. The lists are readily available at all RTGS enabled branches. Besides, the information is available at RBI website (http://rbidocs.rbi.org.in/rdocs/RTGS/DOCs/RTGEB0112.xls). Considering that more than 100000 branches at more than 20,000 cities / towns / taluka places are covered under the RTGS system, getting this information would not be difficult.


Frequently Asked Questions (FAQ) on

National Electronic Funds Transfer (NEFT) System

Q1. What is NEFT System?
Ans. National Electronic Funds Transfer (NEFT) system is a nation wide funds transfer system to facilitate transfer of funds from any bank branch to any other bank branch.

Q2. Are all bank branches in the system part of the funds transfer network?
Ans. No. As on January 31, 2007, 18500 branches of 53 banks are participating. Steps are being taken to widen the coverage both in terms of banks and branches.

Q3. Whether the system is centre specific or has any geographical restriction?
Ans. No, there is no restriction in the number of centres or of any geographical area. The system uses the concept of centralised accounting system and the bank's account that are sending or receiving the funds transfer instructions, gets operated at one centre, viz, Mumbai only. The individual branches participating in NEFT could be located anywhere across the country, as detailed in the list provided on RBI website.

Q4. What is the funds availability schedule for the beneficiary?
Ans. The beneficiary gets the credit on the same Day or the next Day depending on the time of settlement.

Q5. How does the NEFT system operate?
Ans. Step-1: The remitter fills in the NEFT Application form giving the particulars of the beneficiary (bank-branch, beneficiary's name, account type and account number) and authorises the branch to remit the specified amount to the beneficiary by raising a debit to the remitter's account. (This can also be done by using net banking services offered by some of the banks)
Step-2: The remitting branch prepares a Structured Financial Messaging Solution (SFMS) message and sends it to its Service Centre for NEFT.
Step-3: The Service Centre forwards the same to the local RBI (National Clearing Cell, Mumbai) to be included for the next available settlement. Presently, NEFT is settled in six batches at 0930, 1030, 1200, 1300, 1500 and 1600 hours on weekdays and 0930, 1030 and 1200 hours on Saturdays
Step-4: The RBI at the clearing centre sorts the transactions bank-wise and prepares accounting entries of net debit or credit for passing on to the banks participating in the system. Thereafter, bank-wise remittance messages are transmitted to banks.
Step-5: The receiving banks process the remittance messages received from RBI and affect the credit to the beneficiaries' accounts.

Q6. How is this NEFT System an improvement over the existing RBI-EFT System?
Ans. The RBI-EFT system is confined to the 15 centres where RBI is providing the facility, whereas there is no such restriction in NEFT as it is based on the centralised concept. The detailed list of branches of various banks participating in NEFT system is available on our website. The system also uses the state-of-the-art technology for the communication, security etc, and thereby offers better customer service.

Q7. How is it different from RTGS and EFT?
Ans. NEFT is an electronic payment system to transfer funds from any part of country to any other part of the country and works on net settlement basis, unlike RTGS that works on gross settlement basis. While EFT is restricted to the fifteen centers (only where RBI offices are located), NEFT is a nation-wide electronic fund transfer system.

Q8. Any limit on the amount of individual transaction?
Ans. There is no value limit for individual transactions.

Q9. What about Processing Charges/Service Charges
Ans. While RBI has waived the processing charges till March 31, 2008, levy of service charges by banks is left to the discretion of the respective banks. The bank-wise details of charges levied are available on the RBI website.

Q10. How will I know which are the branches participating in the NEFT?
Ans. RBI publishes the list of bank branches participating in the NEFT on its website i.e. www.rbi.org.in.

Q11. What is IFS Code (IFSC)? How it is different from MICR code?
Ans. Indian Financial System Code (IFSC) is an alpha numeric code designed to uniquely identify the bank-branches in India. This is 11 digit code with first 4 characters representing the banks code, the next character reserved as control character (Presently 0 appears in the fifth position) and remaining 6 characters to identify the branch. The MICR code has 9 digits to identify the bank-branch.

Q12. How will I know, what is the IFS Code of my bank-branch?
Ans. RBI had since advised all the banks to print IFSC on cheques leaves issued to their customers. You may also contact your bank-branch and get the IFS Code of that branch.

Q13. Whom I can contact, in case of non-credit or delay in credit to the beneficiary account?
Ans. Contact your bank/branch. If the issue is not resolved satisfactorily, the Customer Service Department of RBI may be contacted on cgmcsd@rbi.org.in or write to:
The Chief General Manager,
Reserve Bank of India,
Customer Service Department,
1st Floor, Amar Building, Fort,
Mumbai-400001

Q14. Is it necessary to have a bank account to originate the NEFT transaction?
Ans. Yes, NEFT is an account to account funds transfer system.

Q15. Is it necessary that the beneficiary should have an account at the destination bank-branch?
Ans. Yes, NEFT is an account to account funds transfer system.

Q16. Can I receive foreign remittances through NEFT?
Ans. This system can be used only for remitting Indian Rupee among the participating banks within the country.

Q17. Can I send remittances abroad using the NEFT?
Ans. No.

Q18. Can I originate a transaction to receive funds from another account?
Ans. No.

Q19. Can I send/receive funds from/to NRI accounts?
Ans. Yes, subject to applicability of provisions of FEMA

Q20. Would the remitting customer receive an acknowledgement of money having been credited to the beneficiary's account?
Ans. Acknowledgement is generated for the customer at his branch informing him that his remittance is received by the beneficiary. However the mode of communication would depend on the facility provided by bank / branch.

Q21. Would the remitting customer get back the money if it is not credited to the beneficiary’s account?
Ans. Yes, the remitting customer gets back the money if it is not credited to the beneficiary account.

Q22. Till what time NEFT service window is available?
Ans. There are six settlements at 0930, 1030, 1200, 1300, 1500 and 1600 hours on weekdays and 0930, 1030 and 1200 hours on Saturdays.

Q23. What is the essential information that the remitting customer would have to furnish for the remittance to be effected?
Ans. The essential information that the remitting customer has to furnish is:
Beneficiary details such as beneficiary name and account number
Name and IFSC of the beneficiary bank branch.

Q24. Is there any way a remitting customer can track the remittance transaction?
Ans. The remitting customer can track the remitting transaction through the remitting branch only, as the remitting branch is informed about the status of the remitted transactions.

Precautions when using NEFT and RTGS Transfer Systems
An electronic funds transfer (EFT) is generally considered both secure and safe since they have built-in security features. However, since they are often coursed through different communication mechanisms, it is also important to understand what precautions you need to take to stay safe.

Precautions:

Ignore emails supposedly coming from your bank, from PayPal or from you credit card service provider informing you that your account with them has been compromised. Usually, this also comes with an official-looking request and forms to fill up wherein you will provide all your personal information. The standard procedure observed in cases where such information is needed is to submit them directly at the secured website or at the bank itself.

Avoid downloading freebies like software applications since this is how malware or spyware gets attached to your PC. Spyware can extract information from your computer without your knowing it and can surreptitiously relay your info to the author of the spyware.

In case your credit cards, debit cards or ATM cards have been stolen, report the matter immediately to the credit company or to your depository bank to block all future transactions.

Make it a point to review your credit reports periodically if you frequently or regularly make purchases via online stores. Particularly if your credit purchases are your most common electronic transactions. Report any unauthorized transactions or cash advances immediately to the credit reporting bureau and to your credit card service provider.

Install additional security software if necessary. Some protection features may include those that can detect and block unusual activities going on in your PC.

Keep yourself up to date with the latest trends on how cybercrimes are carried out and know the precautionary measures to take.

....

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Comments..

BIKRAM KESHARI MAHAPATRA
12-May-2014

excellent information

MEGHA SHARMA
04-Jul-2014

very good and informative.

sunil Patil
11-Jul-2014

very useful information

Anil Kishore
19-Jan-2014

The information is good but at one place the limit has not been revised for RTGS "" RTGS transactions involve large amounts of cash, basically only funds above Rs 100,000 may be transferred using this system. For NEFT, any amount below Rs 100,000 may be transferred, and this system is generally for smaller value transactions involving smaller amounts of money."" The limit is Rs2 Lakh instead of Rs1Lakh

Anirudh kumar
19-May-2014

very useful collection.

amudhan
15-Mar-2014

good info provide rbi link for verification

santhosh
25-Apr-2014

RTGS transactions involve large amounts of cash, basically only funds above Rs. 2,00,000 may be transferred using this system in this statement you are mentioned Rs. 1,00,000 and I have one doubt what is minimum amount transfer in NEFT any amount or minimum 50,000 give me reply

SHITAL
13-Oct-2014

very usful information. Thanks....

SHITAL
13-Oct-2014

very useful information. Thanks....

Ranjan Jindal
01-Jul-2014

Superb compilation of information

PRABHAT MANNA
03-Dec-2014

I am very satisfied above useful information. Thanks

Suhasini Lad
16-Oct-2018

Very good information

shailendra singh
30-Nov-2018

it is good process. and good technology

Md. EHIA MANDAL
21-Dec-2018

Please inform me about charges of RTGS for INR 29,00,000/- (Twenty Nine Lacs)

V DEVADOSS
29-Jan-2019

Well written article and very useful.

MSSS KUMAR
06-Mar-2019

VERY USEFUL INFO

C.PALANIPPAZHAMURTHY
25-Mar-2019

Very good & Very excellent information thank you

Upender M
29-Nov-2018

The information provided above was very useful to every Indian. Thank you site Admin for providing this info.

ABDULHAKIM MITHABHAI
18-Jun-2019

Good information. But a little more could have been added

M K Das
05-Jul-2014

Excellent service for the customers. Many many Thanks to RBI.

ravindra
23-Jan-2015

Excellent information. provide latest update

ravindra
23-Jan-2015

Excellent information. provide latest update

Ashutosh Uniyal
31-Jan-2015

Excellent Information......Now My doubt is clear

Dr G A Naidu
22-Feb-2015

Both the systems are very useful and time saving

Manish sharma
25-Jul-2014

excellent informations........

rakesh
09-Oct-2014

rs 5 cr in rtgs charge in is there?

rajesh kumar
18-Feb-2015

its a very good knowledge for marketer

rajesh kumar
18-Feb-2015

good for marketer

Bittu Ahmad Siddique
26-Feb-2015

Very useful information about account work

BC Srivastava
20-Apr-2014

Very good. Very informative.

Sanjay S. Bhansali
15-Jul-2014

very useful

Balaji Kamble
13-Mar-2015

Very nice. Lot informative.

Ankit Garg
25-May-2015

Excellent Description. Mstt..

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02-Jan-2015

Ek dum mast ...information ...umhaaaaaa...i am loving it

Dattu koli
02-Jan-2015

Ek dum mast ...information ...umhaaaaaa...i am loving it

shefalee
18-Jan-2015

why do we need these two different types? why cant all transfers happen at real time?

Muhammad Ajmal
07-Jan-2014

Have any certification in Tax, Acounts,Finance in Pakistan

kesar yadav
14-Mar-2015

very good information regarding RTGS & NEFT.

Aparna chanani
16-Mar-2015

Too good,now my doubt is clear,thanq

G RAJESH
20-Mar-2015

Very Usefull information for all

pragati
26-Apr-2014

excellent knowledge

Pramod Gupta
11-Aug-2014

"Bunch of Complete information in simple words"

ABHISHEK CHAVAN
16-Oct-2014

VERY GOOD & USEFULL INFORMATION

p.yadunandan
22-Apr-2015

Information is good and elaborate.

sanat chatterjee
07-Jul-2015

This is very useful information

VIVEK JAIN
23-May-2014

Good Informations.

Mohd Rafique
09-Oct-2014

Very good

Satheesh
20-Oct-2014

Very useful. Thanks for the above details.

shravan
27-Jun-2014

phew..excellent information,kudos to you bro for gathering all the info anf putting here in simple layman terms

DEO RAJ ROY
19-Jul-2014

there are dispute about Difference between RTGS Vs. NEFT minimum amount given Rs 100000 and Rs 200000. please clear it.

SISHUTOSH PANIGRAHI
21-Jul-2014

Pls also clarify whether NEFT remittances are possible using an outstation Bank Cheque from a non-Home branch. SBI customer using SBI cheque of one city can remit from SBI of another city? This will be useful. All your information are immensely helpful for customers.

SISHUTOSH PANIGRAHI
21-Jul-2014

Pls also clarify whether NEFT remittances are possible using an outstation Bank Cheque from a non-Home branch. SBI customer using SBI cheque of one city can remit from SBI of another city? This will be useful. All your information are immensely helpful for customers.

Bangaru Krishna Reddy
29-Jul-2015

Thank u it,s very clear like a crystal

M Sambasiva Rao
02-Sep-2015

good information. Thanks.

PARBHAT SINGH HARCHAND
04-Sep-2015

Thanks for giving clear information about NEFT & RTGS.

svhydrauliks
13-Aug-2014

The beneficiary Name and Account No. is mandatory. If the they do not match, Then what is the state of transaction in RTGS & NEFT

SRIVIDHYA.R
22-Aug-2014

The above details are Excellent . and only one thing for NEFT will be below 2,00,000/- and RTGS will more than 2,00,000/- has be revised. so pls update the mandatory details above statement.

MaHeSh Raj
22-Sep-2014

Useful information to "Improved Knowledge"

Kuldeep Singh
09-Oct-2014

Sir , all the information are very valuable. I am a SBI customer but now a days I am facing problem in transferring fund through RTGS. Actually I am very far from my home branch, and when I visited in near by non home branch they directly refused me and told that it is only possible if that is my home branch and suggested that make transfer your account here. Pl help me by your valuable guidance.

raghvendra chauhan
05-Nov-2014

gud information

shivraj bhati
23-Dec-2014

plz check time of NEFT

surya bhushan kumar
18-Mar-2015

Useful for everyone but required some more information against RTGS No. as well as NEFT No. between sender and receiver.

Shivanand Biradar
03-Dec-2015

I understood clearly

Bhavesh Rathod
24-Jan-2015

Very useful information for any one fresher you started their career in Marketing filed

S.Gopalakrishnan
02-Mar-2015

Excellent coverage of information

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07-May-2015

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11-Jun-2015

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08-Jul-2015

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08-Jul-2015

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18-Aug-2015

I m satisfied with the above information n ques-ans part is too good to clear reader` s quiries..thnx

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11-Sep-2015

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07-Dec-2015

Thanks. Definitely very useful, has helped me a lot.

SAURABH TYAGI
17-Dec-2015

VERY USEFUL INFORMATION THANKU VERY MUCH

Johnpaul.P.V
11-May-2015

This is very helpful clarification about RTGS & NEFT..Thanks

Tejashwini
15-Jun-2015

Very clear/useful information. Thanks

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23-Sep-2015

Very good info

MEGAVATHRAJESH
23-Nov-2015

SUBJECT

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17-Dec-2015

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Ishwaraling
21-Dec-2015

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22-Dec-2015

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Anaparthi Srinivas
22-Jul-2015

thankyou very much very good usefulinformation

Subhash Singh
11-Jan-2016

Such Information is very helpful and user friendly

Ankit
11-Feb-2016

If i transfer 1000 Rs. at 12PM on working days with NEFT then which batch will settle my payment? Either 1PM or 3PM?

Keerthi
11-Mar-2016

Hi, I want to transfer 1,83,000 to a bank. Can I use RTGS for this?

prabhakar salvi
19-Mar-2016

very good but charges is change that not updated

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06-Dec-2015

It is a good information for all people

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07-Jan-2016

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ADITYA RAWAT
01-Feb-2016

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07-Apr-2016

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07-Apr-2016

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08-Jun-2016

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12-Jul-2016

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29-Jul-2016

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23-Nov-2016

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08-Nov-2015

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12-Dec-2015

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27-Jun-2017

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11-Aug-2017

it is very useful imformation in our day to day life

Bajrang
17-Mar-2016

Very good information---thanks

ajay mate
15-Jun-2016

Useful informatiom

V.Balakrishna
18-Jun-2016

Thanks for information about RTGS&NEFT

sitaram
08-Jul-2016

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Manavalan
14-Sep-2017

useful information

HUKAMARAM PARIHAR
22-Sep-2017

Thanks for information about RTGS & NEFT

raji
21-Oct-2017

Thank you for the information on RTGS & NEFT

vijay kumar
30-Nov-2017

Very nice and easy to understable information. thank a Lot

Bikky Agarwal
29-Feb-2016

Excellent Information

Avadesh agarwal
10-Dec-2017

very useful information for fund transfer

Anupam RAJ
20-Dec-2016

Very excellent information.thanks thanks thanks

Janki prasad vishwakarma
13-Dec-2017

Dear sir My NEFT tranguction hi is pending sir Plz chek your my accunt

Janki prasad vishwakarma
13-Dec-2017

Dear sir My NEFT tranguction hi is pending sir Plz chek your my accunt

Deepak kumar
25-Dec-2017

It is very useful information, thanks a lot

Deeksha
12-Jan-2018

Useful Info, thanks for the above details.

DHIRENDRA KUMAR
06-Feb-2018

very excellent information , fully satisfied ,, thank you so much !

KUMAR Pal
25-Feb-2018

Card payments

Devansh Mody
27-Feb-2018

Fully satisfied information..... thanks a lot for help.

KRISHNA
27-Feb-2018

NICE INFORMATION

Arman
21-Apr-2018

Very nice

PANKAJ KUMAR SHARMA
07-Jun-2018

PERFECT KNOWLEDGE FOR ME. THANKS

Chary
23-Jun-2018

Very Good information

J
14-Feb-2020

USE LESS

MANENDRA RAMCHANDRA KOLHE
19-Oct-2017

I have saving accounts at Allahabad Bank and SBI at Nagpur. As I will be out of Nagpur i.e. at Mumbai, can I transfer fund amount below Rs 2 lakhs by NEFT from Allahabad Bank branch Nagpur to SBI branch Nagpur from any branch of Allahabad Bank at Mumbai.

kaustubh Pralhad manjarekar
03-Apr-2020

Its very useful information for us thank you so much

YAM BAHADUR THAPA
13-Mar-2018

I would like to get time to time notification related to finance and accounts in the subject Accountancy at class 12 standard.

Kandula
05-Aug-2020

Good Information

chakala rajesh
21-Mar-2018

excellent to learning information and plz provide new updated

SurajSS
27-Mar-2018

Very Clear and useful information

Rajesh Vishwkarma
10-Apr-2018

P f t... Please

VINAYAK KHETAL
14-May-2021

nice & detailsed information

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20-Feb-2019

What are your Financial needs? Do you need a huge capital to start off your business proposal or expansion or exmass loan? Have you lost hope and you think there is no way out, and your financial burdens still persists? Are you tired of seeking loans and Mortgages,have you been turned down constantly By your banks and other financial institutions,We offer any form of loan to individuals and corporate bodies at low interest rate.If you are interested in taking a loan,feel free to contact us today,we promise to offer you the best services ever.Just give us a try. Do you need a business loan? Do you need a personal loan? Do you want to refinance? Do you need a mortgage loan? Do yo want to pay up your debt?ac REPLIES SHOULD BE SENT TO THE EMAIL ADDRESS BELOW Email us : (mrslindarobertloanfirm@gmail.com) Whatsapp: + 1 272 203 0459 http://privatelanders12.wixsite.com/loan Kind Regards.

linda
20-Feb-2019

What are your Financial needs? Do you need a huge capital to start off your business proposal or expansion or exmass loan? Have you lost hope and you think there is no way out, and your financial burdens still persists? Are you tired of seeking loans and Mortgages,have you been turned down constantly By your banks and other financial institutions,We offer any form of loan to individuals and corporate bodies at low interest rate.If you are interested in taking a loan,feel free to contact us today,we promise to offer you the best services ever.Just give us a try. Do you need a business loan? Do you need a personal loan? Do you want to refinance? Do you need a mortgage loan? Do yo want to pay up your debt?ac REPLIES SHOULD BE SENT TO THE EMAIL ADDRESS BELOW Email us : (mrslindarobertloanfirm@gmail.com) Whatsapp: + 1 272 203 0459 http://privatelanders12.wixsite.com/loan Kind Regards.

Raymond Dosion
11-May-2019

Are you an individual businessman or a business organisation that wishes to expand in business ??, we offer financial instrument such as BGs, SBLCs,MTNs, LCs, CDs and others on lease and sales at a rate of 4%+2% of the face value and reasonable conditionfrom a genuine provider. You are at liberty to engage our leased facilities into trade programs as well as in signatory project(s) such as Aviation, Agriculture, Petroleum, Telecommunication and any other project(s) etc. Contact : Mr. Raymond Doison Contact Email: crusaderbroker.bgassurance@gmail.com skype:crusaderbroker.bgassurance Whatsapp : +380 50 922 4887 With our financial/bank instrument you can establish line of credit with your bank and/or secure loan for your projects in which our bank instrument will serve collateral in your bank to fund your project. We deliver with time and precision as set forth in the agreement. Our terms and Conditions are reasonable and we work directly with issuing bank lease providers, this instrument can be monetized on your behalf for upto 100% funding. Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved. All relevant business information will be provided upon request. BROKERS ARE WELCOME & 100% PROTECTED!!! If Interested kindly contact me via Email:~ crusaderbroker.bgassurance@gmail.com Skype ID:crusaderbroker.bgassurance serious enquiry only. Genuine Provider for BG/SBLC(Bank Guarantee/Standby Letter of Credit) I am Direct Provider's Mandate of BG & SBLC Lease 100% protected.

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04-Jul-2020

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18-Sep-2021

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09-Sep-2020

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scott james
21-Sep-2020

GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY/LEASE AT THE BEST RATES AVAILABLE We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M LEASING FEE = 4%+2% FOR PURCHASE OF FRESH CUT BG/SBLC PRICE = 32%+2% MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days Name : Scott james Email : Inquiry.securedfunding@gmail.com Skype: Inquiry.securedfunding@gmail.com

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14-Oct-2021

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scott
19-Jan-2021

(BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES Dear Sir/Ma, We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M LEASING FEE = 4%+2% FOR PURCHASE OF FRESH CUT BG/SBLC PRICE = 32%+2% MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days I will be glad to share with you our working procedures. Name : Scott james Email : inquiry.securedfunding@gmail.com Skype : Inquiry.securedfunding@gmail.com

Dimitrij Conradi
01-Feb-2021

We are Providers of all types of BG and SBLC with the best workable procedures. Our BG/SBLC ranges from MT799, MT760,(Both two way confirmation), MT103/23, MT103 (Both can be one way confirmation and two way confirmation) in USD and EUROS. Issuing Bank ranges from Top world 25 banks with face value ranging from 1M EUROS/USD to 10B EUROS/USD BROKERS ARE WELCOME & 100% PROTECTED!!! Intermediaries/Consultants/Brokers are welcome to bring their clients and cases to our attention and in complete confidence we will work together for the benefits of all parties involve. Our BG/SBLC Financing can help you get your project funded, loan financing, please let me know if you are interested in any of our services, by providing you with yearly renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding. We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct. [via Contact Form Below] Regards Dimitrij Conradi Email: dimi.conradi1970@gmail.com conradi.dimitrij@bk.ru Skype: conradi.dimitrij@bk.ru WhatsApp: +90 552 674 4696

Mohammed
27-Dec-2021

Hello We are a trade finance company that uses our own credit lines to facilitate the issuance of financial guarantees like BG, SBLC, DLC and more. If our services will be of help to you, let us know so we can guide you with our process. Mobile | WhatsApp: +19893413179 Email:mohammedahsan877@gmail.com

james eric
15-Jan-2022

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May Gary
03-May-2021

We are major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.  We are major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.  we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable.  DESCRIPTION OF INSTRUMENTS:  1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)  2. Total Face Value: 10M MIN to 50B MAX USD or Euro  3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 .  4. Age: One Year, One Day  5. Leasing Price: 4 1%  6. Sale Price: 32 2%  7. Delivery by SWIFT .  8. Payment: MT103-23  9. Hard Copy: Bonded Courier within 7 banking days  We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct.  Name:May Gary  Email:algecoglobalfinanceplc@gmail.com  Skype::algecoglobalfinanceplc     or let us know via WhatsApp:+1(218)2417690 

Elizabeth Hübne
05-May-2021

Hello, I am Elizabeth Hübne, currently living in Munich Germany. I am a widow with three girls and I was stuck in a financial situation in July 2020 and I needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit. But as God would have it, I was introduced to a woman of God a private loan lender who gave me a loan of 200,000.00 USD and today am a business owner and my daughter's are doing well, if you must contact any firm with reference to securing a loan without collateral , no credit check, no co signer with just 3% interest rate and better repayment plans and schedule, please contact Miss Susan James email: susanjamesloanfirml07@gmail.com Or You can contact her Website: https://susanjamesloanfirm6.wixsite.com/mysite

scott james
14-Jun-2021

GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M LEASING FEE = 4%+2% FOR PURCHASE OF FRESH CUT BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M PRICE = 32%+2% Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days I will be glad to share with you our working procedures. Name : scott james Email : inquiry.securedfunding@gmail.com Skype : inquiry.securedfunding@gmail.com

May Gary
05-Jul-2021

We are major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.  We are major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.  we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable.  DESCRIPTION OF INSTRUMENTS:  1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)  2. Total Face Value: 10M MIN to 50B MAX USD or Euro  3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 .  4. Age: One Year, One Day  5. Leasing Price: 4 1%  6. Sale Price: 32 2%  7. Delivery by SWIFT .  8. Payment: MT103-23  9. Hard Copy: Bonded Courier within 7 banking days  We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct.  Name:May Gary  Email:algecoglobalfinanceplc@gmail.com  Skype::algecoglobalfinanceplc     or let us know via WhatsApp:+1(218)2417690 

scott james
06-Jul-2021

GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M LEASING FEE = 4%+2% FOR PURCHASE OF FRESH CUT BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M PRICE = 32%+2% Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days I will be glad to share with you our working procedures. Name : scott james Email : inquiry.securedfunding@gmail.com Skype : inquiry.securedfunding@gmail.com

Jerry Osborne
10-Mar-2022

Hello, We Offer Swift MT760 BG/SBLC, FC MTN, Letter of Credit { LC }, MT103Etc. N/B: Provider's Bank move first. Let me know if you have any need for the above offers. Thanks Name: Jerry Osborne Email: osbornej715@gmail.com Skype: osbornejerry123@outlook.com

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23-Mar-2022

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14-Apr-2022

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30-Apr-2022

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Mike Morgan
04-May-2022

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04-May-2022

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12-May-2022

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thomas wolfgang
03-Nov-2021

GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M LEASING FEE = 4%+2% FOR PURCHASE OF FRESH CUT BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M PRICE = 32%+2% Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days I will be glad to share with you our working procedures. Name : Thomas Wolfgang Email : inquiry.fastfunding@gmail.com Skype : inquiry.fastfunding@gmail.com

Jerry Osborne
10-Mar-2022

Hello, We Offer Swift MT760 BG/SBLC, FC MTN, Letter of Credit { LC }, MT103Etc. N/B: Provider's Bank move first. Let me know if you have any need for the above offers. Thanks Name: Jerry Osborne Email: osbornej715@gmail.com Skype: osbornejerry123@outlook.com

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23-Mar-2022

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scott james
22-Apr-2021

GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES Dear Sir/Ma, We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M LEASING FEE = 4%+2% FOR PURCHASE OF FRESH CUT BG/SBLC PRICE = 32%+2% MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days I will be glad to share with you our working procedures. Name : Scott james Email : inquiry.securedfunding@gmail.com Skype : Inquiry.securedfunding@gmail.com

thomas wolfgang
31-Jul-2021

GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M LEASING FEE = 4%+2% FOR PURCHASE OF FRESH CUT BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M PRICE = 32%+2% Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days I will be glad to share with you our working procedures. Name : Thomas Wolfgang Email : inquiry.fastfunding@gmail.com Skype : inquiry.fastfunding@gmail.com

thomas wolfgang
17-Aug-2021

GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M LEASING FEE = 4%+2% FOR PURCHASE OF FRESH CUT BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M PRICE = 32%+2% Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days I will be glad to share with you our working procedures. Name : Thomas Wolfgang Email : inquiry.fastfunding@gmail.com Skype : inquiry.fastfunding@gmail.com

GARVAN MAIREAD
05-Apr-2022

We are project funder with our cutting edge and group capital fund we can finance your signatory projects and help you to enhance your business plans,this offer is open to both individuals and corporate bodies. Our financial instrument can be used for purchase of goods from any manufacturer irrespective of location. We specialized in BG, SBLC, MTN, CD,LC,Bank Bonds,Non collateral loan, confirmable Bank Draft and other financial assistance from AAA rated bank (Prime Bank). The financial instrument can be invested into High Yield Trading Program or Private Placement Programme (PPP). We work directly with issuing bank lease providers,this Instrument can be monetized on your behalf for 100% funding.Please see our instrument description as follow. DESCRIPTION OF INSTRUMENT: (1) Instrument: Bank Guarantee {BG} /StandBy Letter of Credit.{SBLC} (Appendix A). (2) Total Face Value: Eur/USD 1M{Minimum} to Eur/USD 100MNJH{Maximum}. (3) Issuing Bank: AAA Rated Bank (Prime Bank). (4) Age: One Year and One Day. (5) Leasing Price: 4% of Face Value plus 2% commission. (6) Delivery: bank to bank SWIFT MT-799 and/or MT-760. (7) Payment: MT103 (TT/WT). (8) Hard Copy: Bonded Courier Service. Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved,If in need of our services, contact me for detail For further inquiry contact: Email: inquiry.trustedfinanceplc@gmail.com Skype : inquiry.trustedfinance@gmail.com Whatsapp : +17329300338

Jason Edward
10-Apr-2022

FINANCIAL AGENT LIMITED provides a full financial planning service to both the commercial and domestic markets. At IQ FINANCE PLC we believe that financial planning is about two things: creating wealth and protecting wealth. These two objectives are at the heart of everything we do. And, as a member of FINANCIAL AGENT LIMITED Services, we give you a small-company service but with a large-company set up – the best of both worlds. You are at liberty to engage our leased facilities into trade programs as well as in signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges and any other turnkey project(s) etc. Our terms and Conditions are reasonable. Leasing Price : 6%+2% Buying Price: 38%+2% Contact us for more details on our terms and procedure of transaction. NAME :Jason Edward EMAIL :financialagentltd@gmail.com SKYPE :financialagentltd@gmail.com

Jason Edward
18-Apr-2022

FINANCIAL AGENT LIMITED provides a full financial planning service to both the commercial and domestic markets. At IQ FINANCE PLC we believe that financial planning is about two things: creating wealth and protecting wealth. These two objectives are at the heart of everything we do. And, as a member of FINANCIAL AGENT LIMITED Services, we give you a small-company service but with a large-company set up – the best of both worlds. You are at liberty to engage our leased facilities into trade programs as well as in signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges and any other turnkey project(s) etc. Our terms and Conditions are reasonable. Leasing Price : 6%+2% Buying Price: 38%+2% Contact us for more details on our terms and procedure of transaction. NAME :Jason Edward EMAIL :financialagentltd@gmail.com SKYPE :financialagentltd@gmail.com

Mrs. Dorothy Pilkenton Jean
13-May-2022

URGENT LOAN IS AVAILABLE NOW TODAY I GOT MY DESIRED LOAN AMOUNT $760K FROM A RELIABLE,TRUSTED AND REGISTERED PRIVATE LOAN COMPANY LAST WEEK,BUSINESS/HOME/COMPANY/PROJECT/PERSONAL LOAN? ARE NOW AFFORDABLE HERE FOR YOU TODAY CONTACT Email profdorothyinvestments@gmail.com Hello, I'm here to testify of how i got my real estate business loan from PROF. MRS.DOROTHY JEAN INVESTMENTS (profdorothyinvestments@gmail.com) I don't know if you are in need of an urgent loan to pay bills, start business or build a house, they offer all kinds of loan Ranging from $5,000.00USD to $2,000,000.00USD with a low interest rate of 2% and loan duration of 1 to 33 years to pay back the loan secure and unsecured. Are you losing sleep at nights worrying how to get a Legit Loan Lender? MRS.DOROTHY JEAN holds all of the information about how to obtain money quickly and painlessly without cost/stress via Contacts Email profdorothyinvestments@gmail.com

Bloomberg Incorporations
18-May-2022

IS IT POSSIBLE TO GET A SUCCESSFUL RECOVERY OF YOUR FUNDS LOST TO FAKE/ILLEGAL CRYPTO WEBSITES OR ANY ONLINE FRAUDSTER/ FRAUDSTERS? ABSOLUTELY, YES! BUT, YOU MUST CONTACT THE RIGHT AGENCY TO ACHIEVE THIS. Bloomberg Incorporation is a financial regulator, private investigation and funds recovery body bound by one sole aim. We specialize in cases concerning cryptocurrency, FAKE investment schemes and recovery scam. BEWARE OF FRAUDSTERS looking to hoax. If you have had an encounter with any of the following fraudulent schemes; fake brokers, fake bitcoin investment platforms, forex trade, binary option, false investments proposals. If you have been a VICTIM, you are reading the right post. Contact our customer support team via the information below to get started. Email: bloomberghackers@gmail.com WhatsApp: ‪+1 (336) 582‑0239‬ BE WISE. STAY SAFE! Copyright © Bloomberg Incorporations 2022. All rights reserved.

Bloomberg Incorporations
18-May-2022

IS IT POSSIBLE TO GET A SUCCESSFUL RECOVERY OF YOUR FUNDS LOST TO FAKE/ILLEGAL CRYPTO WEBSITES OR ANY ONLINE FRAUDSTER/ FRAUDSTERS? ABSOLUTELY, YES! BUT, YOU MUST CONTACT THE RIGHT AGENCY TO ACHIEVE THIS. Bloomberg Incorporation is a financial regulator, private investigation and funds recovery body bound by one sole aim. We specialize in cases concerning cryptocurrency, FAKE investment schemes and recovery scam. BEWARE OF FRAUDSTERS looking to hoax. If you have had an encounter with any of the following fraudulent schemes; fake brokers, fake bitcoin investment platforms, forex trade, binary option, false investments proposals. If you have been a VICTIM, you are reading the right post. Contact our customer support team via the information below to get started. Email: bloomberghackers@gmail.com WhatsApp: ‪+1 (336) 582‑0239‬ BE WISE. STAY SAFE! Copyright © Bloomberg Incorporations 2022. All rights reserved.

Mills Dachin
19-May-2022

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Mills Dachin
19-May-2022

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22-May-2022

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02-Jun-2022

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08-Jun-2022

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09-Jun-2022

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13-Jun-2022

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13-Jun-2022

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BLANK ATM CARD
28-Jun-2022

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Jason Edward
18-Apr-2022

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JENKINS COOPER
15-May-2022

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JENKINS COOPER
15-May-2022

THIS IS THE BEST THING THAT HAS EVER HAPPENED TO ME I was scammed of $379,000 worth of bitcoin with a scam forest investment unknowingly then, I didn’t know what to do.. I felt like committing suicide, but fortunately for me, my friend introduced me to a cyber crime investigator ( Mr Morris Gray )who also helps in recovering lost invested funds, After working with him, to my greatest surprise, in just few days I got all my lost funds back, and he only took just 15% out of the recovered funds, if you have been scammed with fake forex you don’t need to be scared or worried, because you can also reach him on his email: ( Morris Gray 830 @ gmail . com ) He will recover your lost bitcoins back fast and smoothly... You can WhatsApp him via +1 (607) 698-0239. And you will be amazed….!!!

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25-Mar-2016

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21-Sep-2016

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30-Dec-2016

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08-Dec-2016

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30-Nov-2016

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30-Sep-2016

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24-Aug-2016

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24-Aug-2016

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24-Aug-2016

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04-Nov-2016

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10-Nov-2016

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