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DIFFERENCE BETWEEN CAGR, XIRR AND IRR

Returns have always been the central standard while going for any investments. These indicate how much the fund has lost or gained during the particular investment period. You may come across returns expressed in the variety of nomenclatures. Have you ever wondered what does each kind of return signify ? or why not use single kind of return in all types of investments. What is the need to quote CAGR in lumpsum investment while XIRR in SIP’s. It is the awareness of these subtle yet significant differences that are going to take your investments to new heights. The more you get to know the usefulness and application of these returns, the more good  you are going to feel with your investment reports.

Absolute Return

It helps you to calculate the simple returns on your initial investment. What you need is only the initial and the current or the ending Net Asset value (NAV) of the scheme. In calculating the point to point or absolute return, the holding time does not play a role. So if your initial NAV was, say, Rs. 20 and now after 3 years , it is Rs. 40, the point to point return comes to 100 percent.

Formula to calculate absolute return




This formula is used to calculate returns when the holding period is less than 12 months.

Understanding CAGR

CAGR stands for Compounded Annual Growth Rate

The concept of CAGR is relatively straightforward and requires only three primary inputs: an investment’s beginning value, ending value and the time period. CAGR is superior to average returns because it considers the assumption that the investment is compounded over time.

Advantages of CAGR

·         CAGR isthe best formula for evaluating how different investments have performed over time.

·         Investors can compare the CAGR in order to know how well one stock/mutual fund has performed against other stocks in a peer group or against- market index.

·         The CAGR can also be used to compare the historical returns of stocks to bonds or a savings account.

Disadvantages of CAGR

·         It ignores volatility by assuming steady growth rate over the entire investment tenure, only taking into account an initial and a final value

·         CAGR is also subject to manipulation as the variable for the time period is input by the reason calculating it and is not a part of calculation itself.

·         It shows past performance of the fund  as in you should not expect your investments to grow as per CAGR in future.

·         It does not consider the interim values and relies only on the ending value and the beginning value which may again give a wrong picture if you ignore yearly returns.

CAGR is a way to smoothen out the returns, it determines an annual growth rate on an investment whose value has fluctuated from one period to the next. In that sense, CAGR isn’t the actual return in reality. This is similar to saying that you went on a trip and averaged 60km/hr. The Whole time you did not actually travel 60km/hr. Sometimes you were traveling slower, other times faster.

Let us understand with an example

Suppose a person invested Rs. 15000 in a mutual fund on 1 Jan 12 and redeem it on 1 Jan 18. The value of the investment at the time of redemption was 25000. So here CAGR (Compounded annual growth return turns out to be)

Formula to calculate CAGR


So,

                                             



Here we have assumed that investment is done only at the beginning and also redeemed only once. In between these six years, no investmentis made at nothing is redeemed. So CAGR easily turns out to be 8.88%

But there are sometimes when investment is not made at lumpsum but made periodically. So at that time CAGR turns out to be an irrelevant method to calculate return.

Let us understand with an example

Suppose you started mutual fund investment on Jan 1 2012, with details as follows       

Date

 

(A)

SIP 
Amount

(B)

 

NAV

(C)

Units bought

(D)  (B/C)

NAV on redemption

(E)

Holding period (in years)

(F)

Value on redemption

(G)  (D*E)

01/01/12

15000

44.54

336.72

50.078

6

16862.41

30/01/13

15000

40.44

370.87

50.078

4.92

18572.63

12/05/14

15000

37.19

403.30

50.078

3.63

20196.54

22/07/15

15000

41.02

365.64

50.078

2.47

18310.50

01/11/16

15000

42.98

348.98

50.078

1.16

17476.39

10/10/17

15000

44.89

334.13

50.078

0.22

16732.45

Let us first calculate CAGR we got on our individual investment amount.

So, 

                                               


And so on for the other SIP’S

Date

 

(A)

SIP Amount

(B)

NAV

 

(C)

Units bought

(D)  (B/C)

NAV on redemption

(E)

Holding period (in years)

(F)

Value on redemption

(G)  (D*E)

CAGR on individual

Investment

01/01/12

15000

44.54

336.72

50.078

6

16862.41

1.97%

30/01/13

15000

40.44

370.87

50.078

4.92

18572.63

4.44%

12/05/14

15000

37.19

403.30

50.078

3.63

20196.54

8.54%

22/07/15

15000

41.02

365.64

50.078

2.47

18310.50

8.40%

01/11/16

15000

42.98

348.98

50.078

1.16

17476.39

14.07%

10/10/17

15000

44.89

334.13

50.078

0.22

16732.45

64.34%

 

 

 

 

 

 

108150.93

 

In this way, we can calculate CAGR for each of our investment.

But some people might be interested inthe total CAGR got on the total investment made instead of CAGR on the individual investment.

Incorrect Approach

Correct Approach

Total investment made = 90,000

Redemption value = 108150.93

Time period = 6

Return :

{108150.93/90000)^(1/6)}-1  = 3.10%

Calculation of IRR (Internal rate of return) in case of consistent cash flows

 

Calculation of XIRR (Extended Internal rate of return) in case of inconsistent cash flows

Here, taking the same example we can see Investment is made at irregular intervals. So the correct approach to calculate return in this type of situation is XIRR .

Let us try to learn the concept of XIRR in detail.

What is the meaning of XIRR

XIRR stands for Extended internal rate of return

XIRR is a method used to calculate returns on investments where there are multiple transactions happening at different times. It is a good function to calculate returns when your cash flows(investments or redemption)are spread over a period of time. In the case of Mutual funds,if you are investing through SIP or lumpsum or redeeming through SWP or lumpsum , XIRR can take care of all those scenarios and helps you calculate a consolidated return considering timings of your investment and withdrawals.

You can think of XIRR as nothing but an aggregation of multiple CAGR’s. If you make multiple investments in a fund, you can use the XIRR formula to calculate your overall CAGR for all those investments taken together.

XIRR Function Errors

If you get an error from the Excel XIRR function this is likely to be one of the following

Common Errors

#NUM!

Occurs if Either :

 

·         The supplied values and dates arrays have different lengths

 

·         The supplied values array does not contain atleast one negative and at least one positive value

 

·         Any of the supplied dates precedes the first supplied date

 

·         The calculation fails to converge after 100 iterations

#VALUE!

Occurs if any of the supplied dates can’t be recognized as valid excel dates

What is IRR Approach

The IRR approach is a guideline for evaluating whether to proceed with a project or investment. The IRR rule states that if the internal rate of return (IRR) on a project or an investment is greater than the minimum  required rate of return, typically the cost of capital, then the project or investment should be pursued. Conversely, if the IRR on a project or investment is lower than the cost of capital, then the best course of action may be to reject it.

Can CAGR and IRR be Same

CAGR V/S IRR: IRR and CAGR will be same when

1.   You make a lumpsum investment (single investment)and calculate returns for the same.

2.   You make multiple investments but the annual return is constant across years. These investments can be periodic like a SIP or recurring fixed deposit. By the way, returns in a MF SIP are unlikely to be constant.

CAGR V/S IRR: IRR and CAGR will be different when

You make multiple investments and the annual returns are variable. This will be the case with any volatile investment such as equities.

You should not use CAGR when you want to estimate returns for your mutual fund investments.

The Bottom Line

The CAGR Helps frame an investment’s return over a certain period of time. It has its benefits, but there are definite limitations that investors need to be aware of. With multiple cash flows, the IRR or XIRR approach is usually considered to be better than CAGR. Investors should understand how investment returns are calculated and which return to consider for making investment decisions. Awareness and knowledge about calculating the returns from investment is important to be a smart investor.

Short Summary for the Difference between CAGR and XIRR

Particulars

CAGR

XIRR

Description

It is a measure of the compound rate of growth

It is the average rate earned by each and every cash flow invested during the period

Multiple cash flows

It does not consider the multiple cash flows

Yes, it is considered

Absolute / Annualized measure

Absolute return

Only annualized

Timing of cash flow

As cash flow are there, only time matters is the time between the amount invested and amount redeemed. Longer the period of holding the investment, better the CAGR.

It is very important. Timing affects the returns. It gets influenced by the early cash flows. Returns could be amplified or muted based on the timing of cash flows.

Measurement

Measures the performance of the lumpsum amount invested

Measures of the performance of the cash flow

 

....

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Are you in need of Urgent Loan Here no collateral required all problem regarding Loan is solve between a short period of time with a low interest rate of 2% We Are Here To Show You A Better Way To Financial Freedom please contact email id :(Whats App) number:+919394133968 please contact email id : patialalegitimate515@gmail.com Mr Jeffery

admin
30-Apr-2021

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admin
30-Apr-2021

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Dr James Eric
07-Jul-2021

Business Personal Cash Finance? Unsecured Finance Fast and Simple Finance? Quick Application Process? Finance. Services Rendered include, *Debt Consolidation Finance *Business Finance Services * Finance services Help We offer Finance at low interest rate.of 3% We Offer all types of Finance Open 7 days a week from 24/7 Service available nationwide I'll advise you can contact us via email at whatspp +91-8929509036 financialserviceoffer876@gmail.com Dr. James Eric

Hirenkumar Modi
31-Jul-2021

Same day funding, Simple Application, No minimum FICO, Term Loans, Line of Credit, SBA Loans, Equipment Financing, Franchise Financing $5,000 to $500 Million. You can request larger amounts E-: managealic@gmail.com WhatsApp +91-742-814-2745

smith
29-Jan-2020

We specialized in Bank Guarantee {BG}, Standby Letter of Credit {SBLC}, Medium Term Notes {MTN}, Confirm-able Bank Draft {CBD} as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed.We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable, below is our instrument description.  The procedure is very simple; the instrument will be reserved on euro clear to be verified by your bank, after verification an arrangement will be made for necessary bank documents and stock testing expenses, the cost of the Bank Guarantee will be paid after the delivery of the MT760.DESCRIPTION OF INSTRUMENT:Instrument: Bank Guarantee (BG/SBLC).  Total Face Value: Minimum of 1M Eur/USD (One Million Eur/USD) to Maximum of 5B Euro/USD(Five Billion Eur/USD).  Issuing Bank: HSBC London, Barclays Bank, Deutsche Bank Frankfurt, Hong Kong, Any AA rated Bank in Europe or any Top 25 WEB.  Age: One Year, One Day  Leasing Price: 4% of Face Value plus 1% commission fees to brokers.  Delivery: Bank to Bank SWIFT.  Payment: MT-760.  Hard Copy: Bonded Courier within 7 banking days.All relevant business information will be provided upon request plus our terms and  procedures.Thank you.Email: globalfinancheritageplc@gmail.com Phone: +447398524236.Best Regards  Management.  smith Larry.

james eric
18-Aug-2021

Are you facing financial difficulties or are you financially down and you need funds to start up your own business? Do you need funds to settle your debt or pay off your bills or start a good business? Do you have a low credit score and you are finding it hard to obtain capital services from local banks. Kindly contact us now Email: financialserviceoffer876@gmail.com what'sapp +918929509036

admin
02-May-2021

1

drbenjaminfinance@gmail.com
03-Sep-2021

TESTIMONY ON HOW I GOT MY LOAN FROM A GENUINE FINANCE COMPANY LAST WEEK Email for immediate response: drbenjaminfinance@gmail.com {Dr.Benjamin Scarlet Owen} can also help you with a legit loan offer. He Has also helped some other colleagues of mine. If you need a genuine loan without cost/stress he his the right loan lender to wipe away your financial problems and crisis today. BENJAMIN LOAN FINANCE holds all of the information about how to obtain money quickly and painlessly via WhatsApp +19292227023 Email drbenjaminfinance@gmail.com

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30-Apr-2021

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Dimitrij Conradi
20-May-2020

We are Providers of all types of BG and SBLC with the best workable procedures. Our BG/SBLC ranges from MT799, MT760,(Both two way confirmation), MT103/23, MT103 (Both can be one way confirmation and two way confirmation) in USD and EUROS. Issuing Bank ranges from Top world 25 banks with face value ranging from 1M EUROS/USD to 10B EUROS/USD BROKERS ARE WELCOME & 100% PROTECTED!!! Intermediaries/Consultants/Brokers are welcome to bring their clients and cases to our attention and in complete confidence we will work together for the benefits of all parties involve. Our BG/SBLC Financing can help you get your project funded, loan financing, please let me know if you are interested in any of our services, by providing you with yearly renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding. We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct. [via Contact Form Below] Regards Dimitrij Conradi Email: dimi.conradi1970@gmail.com conradi.dimitrij@bk.ru Skype: conradi.dimitrij@bk.ru WhatsApp: +90 552 674 4696

Dimitrij Conradi
20-May-2020

We are Providers of all types of BG and SBLC with the best workable procedures. Our BG/SBLC ranges from MT799, MT760,(Both two way confirmation), MT103/23, MT103 (Both can be one way confirmation and two way confirmation) in USD and EUROS. Issuing Bank ranges from Top world 25 banks with face value ranging from 1M EUROS/USD to 10B EUROS/USD BROKERS ARE WELCOME & 100% PROTECTED!!! Intermediaries/Consultants/Brokers are welcome to bring their clients and cases to our attention and in complete confidence we will work together for the benefits of all parties involve. Our BG/SBLC Financing can help you get your project funded, loan financing, please let me know if you are interested in any of our services, by providing you with yearly renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding. We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct. [via Contact Form Below] Regards Dimitrij Conradi Email: dimi.conradi1970@gmail.com conradi.dimitrij@bk.ru Skype: conradi.dimitrij@bk.ru WhatsApp: +90 552 674 4696

admin
02-May-2021

1

WE OFFER LEASE BG,SBLC AND MTN
31-May-2020

We are direct providers of Fresh Cut BG, SBLC, DTC IPIP, MT103/202 GPI CASH TRANSFER and MTN which are specifically for lease, our bank instrument can be engage in PPP Trading, Discounting, signature project (s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges, Real Estate and all kind of projects. We do not have any broker chain in our offer or get involved in chauffer driven offers. We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable, below is our instrument description. The procedure is very simple; the instrument will be reserved on euro clear to be verified by your bank, after verification an arrangement will be made for necessary bank documents and stock testing expenses, the cost of the Bank Guarantee will be paid after the delivery of the MT760, DESCRIPTION OF INSTRUMENTS: 1. Instrument: Bank Guarantee (BG/SBLC) (Appendix A) 2. Total Face Value: Eur 5M MIN and Eur 10B MAX (Ten Billion USD). 3. Issuing Bank: HSBC Bank London, Credit Suisse and Deutsche Bank Frankfurt. 4. Age: One Year, One Month 5. Leasing Price: 6% of Face Value plus 2% commission fees to brokers. 6. Delivery: Bank to Bank swift. 7. Payment: MT-103 or MT760 8. Hard Copy: Bonded Courier within 7 banking days. We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct. Email: wrightjames931@gmail.com Regards, Wright Skype:wrightjames931@gmail.com Email:wrightjames931@gmail.com We Offer Lease and Purchase BG,SBLC,DTC IPIP, MT103/202 GPI CASH TRANSFER AND MTN

W & J O'Shea Roofing
04-Jun-2020

Dear Sir/Ma, We are genuine certified Financial Instrument providers. Presently, we only focus on BG/SBLC for Lease and purchase purposes. Our Lease BG/SBLC is 4+2% and purchase at 32+2%. * FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M LEASING FEE = 4%+2% * FOR PURCHASE OF FRESH CUT BG/SBLC PRICE = 32%+2% MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M Kindly contact us for our procedures and be sure that we shall respond within 48hrs maximum. Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved. W & J O'Shea Roofing E-mail :wjoshearoofing@gmail.com Skype id : wjoshearoofing@gmail.com Whatsapp number: +19315765413

Simon Federman
12-Jun-2020

Dear Sir, I am a direct Mandate to a genuinely renowned Investment Finance Company offering Cash & Asset Backed Financial Instruments on Lease and Sale at the best rates and with the most feasible procedures. Instruments offered can be put in all forms of trade and can be monetized or discounted for direct funding. For Inquiry contact. Email: longmornprojectfinances@gmail.com Skype: longmornprojectfinance@hotmail.com Whatsapp : +1(661)262-9225 Warm Regards Simon Federman.

admin
02-May-2021

1

admin
02-May-2021

1

John Tim
17-Jun-2020

We have a direct genuine provider for BG/SBLC specifically for lease, at leasing price of 4+2 of face value, Issuance by HSBC London/Hong Kong or any other AA rated Bank in Europe, Middle East or USA. Contact : Mr. DARREN C CHENG Email: Darrencraig002@gmail.com skype : keatcheng2@gmail.com Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved. All inquires to Mr. Darren should include the following minimum information so I can quickly address your needs: Complete contact information: What exactly do you need? How long do you need it for? Are you a principal borrower or a broker? Contact me for more details. Whatsapp: +19733700521

Kevin
26-Jun-2020

Dear Sir/Ma We are broker firm in London-UK, we have direct Provider of BG/SBLC specifically for Lease and purchase, The provider is tested and trusted. We have been dealing with the company for paste 20 years. Interested Agent/Lessee should contact us. Email: globalcapitalasset@gmail.com Skype: Kevinreyes1972@outlook.com WHATAPP NUMBER :+1 650 741 1097 Regards, Kevin Reyes

Kevin
26-Jun-2020

Dear Sir/Ma We are broker firm in London-UK, we have direct Provider of BG/SBLC specifically for Lease and purchase, The provider is tested and trusted. We have been dealing with the company for paste 20 years. Interested Agent/Lessee should contact us. Email: globalcapitalasset@gmail.com Skype: Kevinreyes1972@outlook.com WHATAPP NUMBER :+1 650 741 1097 Regards, Kevin Reyes

Kevin
26-Jun-2020

Dear Sir/Ma We are broker firm in London-UK, we have direct Provider of BG/SBLC specifically for Lease and purchase, The provider is tested and trusted. We have been dealing with the company for paste 20 years. Interested Agent/Lessee should contact us. Email: globalcapitalasset@gmail.com Skype: Kevinreyes1972@outlook.com WHATAPP NUMBER :+1 650 741 1097 Regards, Kevin Reyes

UNITED STATES OF AMERICA
25-Jun-2020

AFFORDABLE/COMFORTABLE LOAN OFFER WITHOUT COST/STRESS CONTACT US VIA Call/Text +1(415)630-7138 Email drbenjaminfinance@gmail.com Do you find yourself in a bit of trouble with unpaid bills and don’t know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? BENJAMIN LOAN INVESTMENTS FINANCE is the solution to your financial misfortune. We offer all types of loan ranging from $5,000.00 to $533,000,000.00USD with a low interest rate of 2% and loan duration of 1 to 35 years to pay back the loan secure and unsecured. Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve, Our program is the quickest way to get what you need in a snap. Kindly reduce your payments to ease the strain on your monthly expenses by Contacting us on the following Call/Text +1(415)630-7138 Email drbenjaminfinance@gmail.com

May Gary
25-Aug-2020

We are major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.  We are major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.  we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable.  DESCRIPTION OF INSTRUMENTS:  1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)  2. Total Face Value: 10M MIN to 50B MAX USD or Euro  3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 .  4. Age: One Year, One Day  5. Leasing Price: 4 1%  6. Sale Price: 32 2%  7. Delivery by SWIFT .  8. Payment: MT103-23  9. Hard Copy: Bonded Courier within 7 banking days  We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct.  Name:May Gary  Email:algecoglobalfinanceplc@gmail.com  Skype::algecoglobalfinanceplc      

May Gary
25-Aug-2020

We are major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.  We are major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.  we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable.  DESCRIPTION OF INSTRUMENTS:  1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)  2. Total Face Value: 10M MIN to 50B MAX USD or Euro  3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 .  4. Age: One Year, One Day  5. Leasing Price: 4 1%  6. Sale Price: 32 2%  7. Delivery by SWIFT .  8. Payment: MT103-23  9. Hard Copy: Bonded Courier within 7 banking days  We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct.  Name:May Gary  Email:algecoglobalfinanceplc@gmail.com  Skype::algecoglobalfinanceplc      

admin
30-Apr-2021

1

Elvis Roberts
20-Sep-2020

GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY/LEASE AT THE BEST RATES AVAILABLE We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M LEASING FEE = 4%+2% FOR PURCHASE OF FRESH CUT BG/SBLC PRICE = 32%+2% MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days Name : Elvis roberts Email : Inquiry.jmfinance@gmail.com Skype : Inquiry.jmfinance@gmail.com WHATSAPP NO : +1(909)375-0798

M B Finance Service
18-Oct-2021

Fast cash offer for you today at just 3% interest rate, both long and short term cash of all amounts and currencies, no collateral required. Apply now for your instant approval and transfer approval process takes just 4 hours. contact us now Website: https://www.mbfinanceservice.com Whatsapp: +918099362729 Email: mbfinance.ltd@gmail.com

M B Finance Service
18-Oct-2021

Fast cash offer for you today at just 3% interest rate, both long and short term cash of all amounts and currencies, no collateral required. Apply now for your instant approval and transfer approval process takes just 4 hours. contact us now Website: https://www.mbfinanceservice.com Whatsapp: +918099362729 Email: mbfinance.ltd@gmail.com

Robert
30-Jul-2021

I am an investor and a private Lender viewed towards helping serious minded investors with their financial situation and specialized in providing loans, from application to funding is within 2-5 working days. My loans are well insured and maximum security is priority. I offer loans to individuals as well as organizations nationwide and few other countries overseas, as low as 5% interest rate. I'm writing to see if you have any deal that requires funding. Email:info.sigmsconsultants@gmail.com

scott james
06-Dec-2020

GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY/LEASE AT THE BEST RATES AVAILABLE I am direct to a provider who has recently issued banking instruments for a couple of my clients the provider is 100% check-able you can do your due diligence on them. I personally know the provider. We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M LEASING FEE = 4%+2% FOR PURCHASE OF FRESH CUT BG/SBLC PRICE = 32%+2% MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days Name : Scott james Email : inquiry.securedfunding@gmail.com Skype : Inquiry.securedfunding@gmail.com

Magma Loans
23-Dec-2020

We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: magmafincropp@gmail.com Whats-app us on +917428734439 - Complete Name: - Loan amount needed: - Loan Duration: - Purpose of loan: - City / Country: - Telephone:

scott james
11-Dec-2020

GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY/LEASE AT THE BEST RATES AVAILABLE I am direct to a provider who has recently issued banking instruments for a couple of my clients the provider is 100% check-able you can do your due diligence on them. I personally know the provider. We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M LEASING FEE = 4%+2% FOR PURCHASE OF FRESH CUT BG/SBLC PRICE = 32%+2% MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days Name : Scott james Email : inquiry.securedfunding@gmail.com Skype : Inquiry.securedfunding@gmail.com

scott james
11-Dec-2020

GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY/LEASE AT THE BEST RATES AVAILABLE I am direct to a provider who has recently issued banking instruments for a couple of my clients the provider is 100% check-able you can do your due diligence on them. I personally know the provider. We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M LEASING FEE = 4%+2% FOR PURCHASE OF FRESH CUT BG/SBLC PRICE = 32%+2% MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days Name : Scott james Email : inquiry.securedfunding@gmail.com Skype : Inquiry.securedfunding@gmail.com

GARVAN MAIREAD
04-Jan-2021

We offer Cash & Asset Backed Financial Instruments such as Bank Guarantee and Standby Letter of Credit (BG/SBLC) for lease and sale, and loan facilities. We offer Verifiable Bank Instruments via SWIFT from genuine providers capable of taking up time bound transactions. Issuance is by AA rated Bank in Europe, Middle East, Asia and USA. Our Instruments are easily monetized on your behalf for project funding. Our rates depend on the face value of the instrument needed, we can also monetize the same BG/SBLC for up to 100% cash proceeds if you do not have a monetizer. Please contact me for full details: Email: inquiry.trustedfinance@gmail.com Skype : inquiry.trustedfinance@gmail.com Name: GARVAN MAIREAD Whatsapp : +15137819374

scott james
11-Feb-2021

GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES Dear Sir/Ma, We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M LEASING FEE = 4%+2% FOR PURCHASE OF FRESH CUT BG/SBLC PRICE = 32%+2% MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days I will be glad to share with you our working procedures. Name : Scott james Email : inquiry.securedfunding@gmail.com Skype : Inquiry.securedfunding@gmail.com

Philip
09-Feb-2021

We are exclusive agent to direct providers of Fresh Cut BG, SBLC, MTN Bonds, Bank draft and Loans which we have specifically for lease. We do not have any broker chain in this offer or get involved in Chauffer driven offers. We deliver with time and precision as set forth in the agreement. You are at liberty to engage our leased facilities into trade programs as well as in signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges and any other turnkey project(s) etc. DESCRIPTION OF INSTRUMENTS: 1. Instrument: Bank Guarantee (BG/SBLC) (Appendix A) 2. Total Face Value: Eur 5M MIN and Eur 10B MAX (Ten Billion USD) . 3. Issuing Bank: HSBC Bank London, Credit Suisse and Deutsche Bank Frankfurt. 4. Age: One Year, One Month 5. Leasing Price: 3% of Face Value plus 2% commission fees to brokers. 6. Delivery: Bank to Bank swift. 7. Payment: MT-103 or MT760 8. Hard Copy: Bonded Courier within 7 banking days. The Leased Instruments includes: BG’ s, Insurance Guarantees, MTN, ( SBLC) Standby Letters of Credit and Third Party Guarantees such as a standby forward commitment to purchase or a standby loan. If you are a potential Investor or Principle looking to raise capital, we will be happy to answer any questions that you have about this opportunity and to provide you with all the details regarding this services. Our BG/ SBLC Financing can help you get your project funded, loan financing, please let me know if you are interested in any of our services, by providing you with yearly renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding. BROKERS ARE WELCOME & 100% PROTECTED!!! We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct. Regards Philip James Email: james.francis1971@bk.ru info.frjames1971@gmail.com Skype: info.frjames1971@gmail.com

scott james
26-Feb-2021

GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES Dear Sir/Ma, We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M LEASING FEE = 4%+2% FOR PURCHASE OF FRESH CUT BG/SBLC PRICE = 32%+2% MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days I will be glad to share with you our working procedures. Name : Scott james Email : inquiry.securedfunding@gmail.com Skype : Inquiry.securedfunding@gmail.com

Dr Benjamin Owen
08-Mar-2021

DO YOU NEED AN URGENT LOAN??? INSTANT AFFORDABLE PERSONAL/BUSINESS/HOME/INVESTMENT LOAN OFFER WITHOUT COST/STRESS CONTACT US TODAY VIA Whatsapp +19292227023 Email drbenjaminfinance@gmail.com Hello, Do you need an urgent loan to support your business or in any purpose? we are certified and legitimate and international licensed loan Company. We offer loans to Business firms, companies and individuals at an affordable interest rate of 2% , It might be a short or long term loan or even if you have poor credit, we shall process your loan as soon as we receive your application. we are an independent financial institution. We have built up an excellent reputation over the years in providing various types of loans to thousands of our customers. We Offer guaranteed loan services of any amount to people all over the globe, we offer easy Personal loans,Commercial/business loan, Car Loan Leasing/equipment finance, Debt consolidation loan, Home loan, ETC with either a good or bad credit history. If you are in need of a loan do contact us via Whatsapp +19292227023 Email drbenjaminfinance@gmail.com ®Capital Managements Inc™ 2021. Share this to help a soul right now, Thanks

scott james
12-Mar-2021

GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES Dear Sir/Ma, We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M LEASING FEE = 4%+2% FOR PURCHASE OF FRESH CUT BG/SBLC PRICE = 32%+2% MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days I will be glad to share with you our working procedures. Name : Scott james Email : inquiry.securedfunding@gmail.com Skype : Inquiry.securedfunding@gmail.com

Jason Edward
29-Mar-2021

FINANCIAL AGENT LIMITED provides a full financial planning service to both the commercial and domestic markets. At IQ FINANCE PLC we believe that financial planning is about two things: creating wealth and protecting wealth. These two objectives are at the heart of everything we do. And, as a member of FINANCIAL AGENT LIMITED Services, we give you a small-company service but with a large-company set up – the best of both worlds.   You are at liberty to engage our leased facilities into trade programs as well as in signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges and any other turnkey project(s) etc. Our terms and Conditions are reasonable.  Leasing Price : 6%+2% Buying Price: 38%+2% Contact us for more details on our terms and procedure of transaction. NAME  :Jason Edward EMAIL :financialagentltd@gmail.com SKYPE :financialagentltd@gmail.com  

scott james
01-Apr-2021

GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES Dear Sir/Ma, We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M LEASING FEE = 4%+2% FOR PURCHASE OF FRESH CUT BG/SBLC PRICE = 32%+2% MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days I will be glad to share with you our working procedures. Name : Scott james Email : inquiry.securedfunding@gmail.com Skype : Inquiry.securedfunding@gmail.com

scott james
05-Apr-2021

GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES Dear Sir/Ma, We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M LEASING FEE = 4%+2% FOR PURCHASE OF FRESH CUT BG/SBLC PRICE = 32%+2% MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days I will be glad to share with you our working procedures. Name : Scott james Email : inquiry.securedfunding@gmail.com Skype : Inquiry.securedfunding@gmail.com

Rebecca Michaelson
18-Apr-2021

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Jason Edward
25-Apr-2021

FINANCIAL AGENT LIMITED provides a full financial planning service to both the commercial and domestic markets. At IQ FINANCE PLC we believe that financial planning is about two things: creating wealth and protecting wealth. These two objectives are at the heart of everything we do. And, as a member of FINANCIAL AGENT LIMITED Services, we give you a small-company service but with a large-company set up – the best of both worlds.   You are at liberty to engage our leased facilities into trade programs as well as in signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges and any other turnkey project(s) etc. Our terms and Conditions are reasonable.  Leasing Price : 6%+2% Buying Price: 38%+2% Contact us for more details on our terms and procedure of transaction. NAME  :Jason Edward EMAIL :financialagentltd@gmail.com SKYPE :financialagentltd@gmail.com  

Jason Edward
25-Apr-2021

FINANCIAL AGENT LIMITED provides a full financial planning service to both the commercial and domestic markets. At IQ FINANCE PLC we believe that financial planning is about two things: creating wealth and protecting wealth. These two objectives are at the heart of everything we do. And, as a member of FINANCIAL AGENT LIMITED Services, we give you a small-company service but with a large-company set up – the best of both worlds.   You are at liberty to engage our leased facilities into trade programs as well as in signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges and any other turnkey project(s) etc. Our terms and Conditions are reasonable.  Leasing Price : 6%+2% Buying Price: 38%+2% Contact us for more details on our terms and procedure of transaction. NAME  :Jason Edward EMAIL :financialagentltd@gmail.com SKYPE :financialagentltd@gmail.com  

scott james
29-Apr-2021

GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES Dear Sir/Ma, We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M LEASING FEE = 4%+2% FOR PURCHASE OF FRESH CUT BG/SBLC PRICE = 32%+2% MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days I will be glad to share with you our working procedures. Name : Scott james Email : inquiry.securedfunding@gmail.com Skype : Inquiry.securedfunding@gmail.com

scott james
29-Apr-2021

GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES Dear Sir/Ma, We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M LEASING FEE = 4%+2% FOR PURCHASE OF FRESH CUT BG/SBLC PRICE = 32%+2% MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days I will be glad to share with you our working procedures. Name : Scott james Email : inquiry.securedfunding@gmail.com Skype : Inquiry.securedfunding@gmail.com

May Gary
30-Apr-2021

We are major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.  We are major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.  we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable.  DESCRIPTION OF INSTRUMENTS:  1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)  2. Total Face Value: 10M MIN to 50B MAX USD or Euro  3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 .  4. Age: One Year, One Day  5. Leasing Price: 4 1%  6. Sale Price: 32 2%  7. Delivery by SWIFT .  8. Payment: MT103-23  9. Hard Copy: Bonded Courier within 7 banking days  We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct.  Name:May Gary  Email:algecoglobalfinanceplc@gmail.com  Skype::algecoglobalfinanceplc     or let us know via WhatsApp:+1(218)2417690 

Alfred M Lampe
18-May-2021

Dear Sir/Ma I am a veteran with common wealth of nations humanitarian delivery agency a subsidiary of UN.. My colleague died of covid19. Before her death she left in the sum of (€17,000,000.00) with a Security & Finance Firm in Europe for safe keeping there is an incrustation she reviled that the funds should not be left unclaimed. You are to stand as the beneficiary to late Sarah Hayes. Respond to me your interest at lampealfredm46@gmail.com,and contact details for all other formalities which is genuine and trustworthy person. Hoping to have a good deal with you on mutual trust. Sincerely,

noveltydmvexperts
27-May-2021

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scott james
29-May-2021

GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M LEASING FEE = 4%+2% FOR PURCHASE OF FRESH CUT BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M PRICE = 32%+2% Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days I will be glad to share with you our working procedures. Name : scott james Email : inquiry.securedfunding@gmail.com Skype : inquiry.securedfunding@gmail.com

scott james
01-Jun-2021

GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M LEASING FEE = 4%+2% FOR PURCHASE OF FRESH CUT BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M PRICE = 32%+2% Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days I will be glad to share with you our working procedures. Name : scott james Email : inquiry.securedfunding@gmail.com Skype : inquiry.securedfunding@gmail.com

May Gary
10-Jun-2021

We are major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.  We are major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.  we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable.  DESCRIPTION OF INSTRUMENTS:  1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)  2. Total Face Value: 10M MIN to 50B MAX USD or Euro  3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 .  4. Age: One Year, One Day  5. Leasing Price: 4 1%  6. Sale Price: 32 2%  7. Delivery by SWIFT .  8. Payment: MT103-23  9. Hard Copy: Bonded Courier within 7 banking days  We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct.  Name:May Gary  Email:algecoglobalfinanceplc@gmail.com  Skype::algecoglobalfinanceplc     or let us know via WhatsApp:+1(218)2417690 

May Gary
10-Jun-2021

We are major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.  We are major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.  we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable.  DESCRIPTION OF INSTRUMENTS:  1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)  2. Total Face Value: 10M MIN to 50B MAX USD or Euro  3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 .  4. Age: One Year, One Day  5. Leasing Price: 4 1%  6. Sale Price: 32 2%  7. Delivery by SWIFT .  8. Payment: MT103-23  9. Hard Copy: Bonded Courier within 7 banking days  We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct.  Name:May Gary  Email:algecoglobalfinanceplc@gmail.com  Skype::algecoglobalfinanceplc     or let us know via WhatsApp:+1(218)2417690 

May Gary
14-Jun-2021

We are major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.  We are major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.  we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable.  DESCRIPTION OF INSTRUMENTS:  1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)  2. Total Face Value: 10M MIN to 50B MAX USD or Euro  3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 .  4. Age: One Year, One Day  5. Leasing Price: 4 1%  6. Sale Price: 32 2%  7. Delivery by SWIFT .  8. Payment: MT103-23  9. Hard Copy: Bonded Courier within 7 banking days  We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct.  Name:May Gary  Email:algecoglobalfinanceplc@gmail.com  Skype::algecoglobalfinanceplc     or let us know via WhatsApp:+1(218)2417690 

May Gary
21-Jun-2021

We are major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.  We are major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.  we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable.  DESCRIPTION OF INSTRUMENTS:  1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)  2. Total Face Value: 10M MIN to 50B MAX USD or Euro  3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 .  4. Age: One Year, One Day  5. Leasing Price: 4 1%  6. Sale Price: 32 2%  7. Delivery by SWIFT .  8. Payment: MT103-23  9. Hard Copy: Bonded Courier within 7 banking days  We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct.  Name:May Gary  Email:algecoglobalfinanceplc@gmail.com  Skype::algecoglobalfinanceplc     or let us know via WhatsApp:+1(218)2417690 

scott james
25-Jun-2021

GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M LEASING FEE = 4%+2% FOR PURCHASE OF FRESH CUT BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M PRICE = 32%+2% Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days I will be glad to share with you our working procedures. Name : scott james Email : inquiry.securedfunding@gmail.com Skype : inquiry.securedfunding@gmail.com

scott james
25-Jun-2021

GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M LEASING FEE = 4%+2% FOR PURCHASE OF FRESH CUT BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M PRICE = 32%+2% Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days I will be glad to share with you our working procedures. Name : scott james Email : inquiry.securedfunding@gmail.com Skype : inquiry.securedfunding@gmail.com

scott james
25-Jun-2021

GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M LEASING FEE = 4%+2% FOR PURCHASE OF FRESH CUT BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M PRICE = 32%+2% Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days I will be glad to share with you our working procedures. Name : scott james Email : inquiry.securedfunding@gmail.com Skype : inquiry.securedfunding@gmail.com

May Gary
29-Jun-2021

We are major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.  We are major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.  we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable.  DESCRIPTION OF INSTRUMENTS:  1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)  2. Total Face Value: 10M MIN to 50B MAX USD or Euro  3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 .  4. Age: One Year, One Day  5. Leasing Price: 4 1%  6. Sale Price: 32 2%  7. Delivery by SWIFT .  8. Payment: MT103-23  9. Hard Copy: Bonded Courier within 7 banking days  We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct.  Name:May Gary  Email:algecoglobalfinanceplc@gmail.com  Skype::algecoglobalfinanceplc     or let us know via WhatsApp:+1(218)2417690 

May Gary
29-Jun-2021

We are major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.  We are major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.  we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable.  DESCRIPTION OF INSTRUMENTS:  1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)  2. Total Face Value: 10M MIN to 50B MAX USD or Euro  3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 .  4. Age: One Year, One Day  5. Leasing Price: 4 1%  6. Sale Price: 32 2%  7. Delivery by SWIFT .  8. Payment: MT103-23  9. Hard Copy: Bonded Courier within 7 banking days  We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct.  Name:May Gary  Email:algecoglobalfinanceplc@gmail.com  Skype::algecoglobalfinanceplc     or let us know via WhatsApp:+1(218)2417690 

Rafferty Vandor
30-Jun-2021

We are Ireland based Major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale. We are one of the leading financial instrument providers with offices all over Europe we always deliver on time and precision as set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable. DESCRIPTION OF INSTRUMENTS: 1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A) 2. Total Face Value: 10M MIN to 50B MAX USD or Euro 3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 . 4. Age: One Year, One Day 5. Leasing Price: 4+2% 6. Sale Price: 32+2% 7. Delivery by SWIFT . 8. Payment: MT103-23 9. Hard Copy: Bonded Courier within 7 banking days. If you have need for Corporate loans, International project funding, etc, or if you have a client that requires funding for his/her project or business, We are also affiliated with lenders who specialize on funding against financial instruments, such as BG, SBLC, POF or MTN, we fund 100% of the face value of the financial instrument. Inquiries from agents/ brokers/ intermediaries are also welcomed; do get back to us if you are interested in any of our services and for quality service. Name : Rafferty Vandor E-mail : Raffertyvandor@gmail.com Skype id : Raffertyvandor@gmail.com

Dr James Eric
08-Jul-2021

Emergency Cash Loans Hello Everybody, My name is Mrs. Phyllis Sue South. I live in UK London and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of $350,000.00 to start my life all over as i am a single mother with 2 kids I met this honest and GOD fearing man loan lender that help me with a loan of $350,000.00 U.S. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs. Phyllis Sue South that refer you to him. contact Dr. James Eric via email: financialserviceoffer876@gmail.com Whats-App +918929509036

thomas wolfgang
28-Jul-2021

GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M LEASING FEE = 4%+2% FOR PURCHASE OF FRESH CUT BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M PRICE = 32%+2% Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days I will be glad to share with you our working procedures. Name : Thomas Wolfgang Email : inquiry.fastfunding@gmail.com Skype : inquiry.fastfunding@gmail.com

GARVAN MAIREAD
30-Jul-2021

Are you looking to Discount, Monetize, or create an immediate Non Recourse loan against a Leased or Purchased bank instrument such as BG,SBLC and Bank Drafts, We solely deal with real deals, real people and real Leased & Purchased Bank instruments that need real monetization. The Bank SWIFT Network is the Gold Standard that validates that your Leased & Purchased Bank instruments is real and it provides a respected industry platform where guaranteed settlement can be facilitated. Our contracts also include the monetizer returning the Leased bank instrument to the Issuing bank 15 days prior to the bank instrument expiration. Standby Letter of Credit Monetization LTV: *Leased BG/SBLC Monetization - 65% Non Recourse *Purchased BG/SBLC Monetization - 90% Non Recourse. Estimated Completion Time: *2-3 Days After Instrument Delivery on the SWIFT Networks. We also have trusted and long term business partners/providers who can facilitate issuance & delivery of bank instruments such as BG,SBLC,LC,DLC and Bank Draft at Lease Price 4% + 2% and Purchase price at 32% + 2% where 2% is agent and brokers commission. For further enquiries, we can be reached at the information below. Email: inquiry.trustedfinance@gmail.com Skype : inquiry.trustedfinance@gmail.com

REBECCA M
03-Sep-2021

TESTIMONY ON HOW I GOT MY LOAN FROM A GENUINE FINANCE COMPANY LAST WEEK Email for immediate response: drbenjaminfinance@gmail.com {Dr.Benjamin Scarlet Owen} can also help you with a legit loan offer. He Has also helped some other colleagues of mine. If you need a genuine loan without cost/stress he his the right loan lender to wipe away your financial problems and crisis today. BENJAMIN LOAN FINANCE holds all of the information about how to obtain money quickly and painlessly via WhatsApp +19292227023 Email drbenjaminfinance@gmail.com

thomas wolfgang
10-Aug-2021

GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M LEASING FEE = 4%+2% FOR PURCHASE OF FRESH CUT BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M PRICE = 32%+2% Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days I will be glad to share with you our working procedures. Name : Thomas Wolfgang Email : inquiry.fastfunding@gmail.com Skype : inquiry.fastfunding@gmail.com

thomas wolfgang
14-Aug-2021

GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M LEASING FEE = 4%+2% FOR PURCHASE OF FRESH CUT BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M PRICE = 32%+2% Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days I will be glad to share with you our working procedures. Name : Thomas Wolfgang Email : inquiry.fastfunding@gmail.com Skype : inquiry.fastfunding@gmail.com

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27-Aug-2021

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