CTEP™ Fee Schedule

CTEP™ programme fees — clear and complete

Registration includes study material and one full year of access to 65 on-demand lessons. EMI is available for card holders. Examination and certification fees are payable separately at each stage.

Resident Indian Candidates

CTEP™ fee schedule — India

All fees below apply to resident Indian candidates. GST is applicable at the prevailing rate on taxable items. Confirm the current fee structure with AAFM India before enrolling, as fees are subject to revision.

Registration Fee

Rs. 47,200 (inclusive of study material)

Covers 12 calendar months of programme access. Study material is included — no additional purchase required.

Examination Fee

Rs. 5,000 + GST per attempt

Payable when you schedule your examination slot. Rescheduling costs Rs. 1,000 and re-examination costs Rs. 5,000 + 18% GST per attempt.

Certification Fee

USD 100

Payable to AAFM (USA) after passing the examination, when applying for the formal CTEP™ designation award.

Annual Renewal Fee

Rs. 14,160

Renewal maintains the active CTEP™ designation. Continuing professional development (CPD) requirements apply during the renewal cycle.

Fee ComponentAmount (India)When PayableIncludes
RegistrationRs. 47,200At enrolmentStudy material + 12-month access
ExaminationRs. 5,000 + GSTWhen scheduling examOne exam attempt
ReschedulingRs. 1,000If date/centre change needed
Re-examinationRs. 5,000 + 18% GSTIf re-sit requiredOne re-sit attempt
CertificationUSD 100After passing examCTEP™ designation award by AAFM USA
Annual RenewalRs. 14,160Each renewal cycleActive designation maintenance

The certification fee (USD 100) is payable directly to AAFM/GAFM (USA) and is the same for Indian and overseas candidates. This is the fee that triggers the formal award of the Chartered Trust & Estate Planner™ designation certificate from the global body.

Overseas & NRI Candidates

CTEP™ fee schedule — outside India

Non-resident Indian and overseas candidates are billed in USD. Study material is included in the registration fee at this tier as well.

Fee ComponentAmount (Overseas / NRI)When Payable
RegistrationUSD 1,000 (incl. study material)At enrolment
ExaminationUSD 100When scheduling exam
CertificationUSD 100After passing exam
Annual RenewalUSD 250Each renewal cycle
NRI or planning to move abroad? If you are currently resident in India but working toward a move overseas, discuss your timing with an AAFM India counsellor. The programme gives one year of access from enrolment, and overseas test centres are available for scheduling your examination.
What the Registration Fee Covers

What is included in your CTEP™ enrolment

65 on-demand video lessons

Approximately 11.5 hours of structured video content across the six CTEP™ units — watchable on desktop and mobile at any time.

Study material

Official CTEP™ study material included in the registration fee — no additional textbook purchase necessary.

12 months of access

Your enrolment is valid for one full calendar year. Revisit any lesson as you deepen your practice — before or after the examination.

EMI option

Equated Monthly Instalment payment is available for credit card and debit card holders — ask your counsellor for the current plans.

Note that the examination fee (Rs. 5,000 + GST for India; USD 100 for overseas) and the certification fee (USD 100) are charged at the relevant stage of the process and are not part of the registration fee. Renewal is an annual fee to keep the designation active once awarded.

Payment & EMI

Flexible payment options

1

Speak to a counsellor

Confirm the current fee, any applicable offers and the instalment plans available for your bank and card before enrolling.

2

Pay via credit or debit card

The registration fee is payable online or through AAFM India. Card holders can opt for EMI at the point of payment — the platform will display available instalment options for your card.

3

Confirm registration

Once payment is received, AAFM India generates your Student Registration Number and dispatches study material. Your one-year access begins from this date.

4

Pay examination fee when ready

After 60 days from enrolment you may schedule your examination. The exam fee (Rs. 5,000 + GST) is paid at that point, separately from your registration.

No refund policy: AAFM India does not offer refunds on registration fees once the enrolment has been processed and study material has been dispatched. Confirm your eligibility and readiness before enrolling. See the Registration Procedure page for eligibility criteria, and the Examination page for the full exam pattern and scheduling guide.

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Questions

CTEP™ Fees — frequently asked questions

The registration fee for resident Indian candidates is Rs. 47,200 (inclusive of study material). This covers 12 calendar months of programme access. Confirm the current fee and any applicable offers with AAFM India at the time of enrolment.

Yes. Study material is included in the registration fee for both Indian and overseas candidates. No separate purchase of study material is required.

The examination fee is Rs. 5,000 + GST for resident Indian candidates and USD 100 for overseas/NRI candidates, payable at the time of scheduling the exam.

Yes. EMI (Equated Monthly Instalment) options are available for all credit card and debit card holders. Contact AAFM India for the current instalment plans applicable to your card and bank.

A certification fee of USD 100 is payable (by both Indian and overseas candidates) at the time of applying for the CTEP™ designation after passing the examination.

Registration is valid for 12 calendar months from the date of enrolment. Within this period you must complete your study and sit (and pass) the examination to proceed to certification.

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