CWM® Fee Structure — Everything You Need to Know
The CWM® programme starts from Rs.42,000 + GST for resident Indian candidates. Exam fees are Level I Rs.7,080 and Level II Rs.9,440, paid separately when you schedule. EMI is available, and overseas candidates are quoted in USD.
Training & Registration Fees for Resident Indian Candidates
The programme fee covers your registration, access to online courseware and study materials. Three pathways are available depending on your background and experience.
| Pathway | Eligibility (summary) | Programme Fee | With Paperback Books |
|---|---|---|---|
| Compulsory Pathway | 10+2 pass; no prior work experience required to begin | Rs.42,000 + 18% GST | Rs.50,000 + 18% GST |
| Experience Pathway | 3+ years relevant financial services experience | Rs.42,000 + 18% GST | Rs.50,000 + 18% GST |
| Corporate Member Pathway | Sponsored through a corporate member organisation | Rs.44,000 + 18% GST | Confirm with counsellor |
The fee breakdown for the standard pathways is: registration Rs.36,000 + online courseware Rs.6,000, totalling Rs.42,000 before GST. Paperback books (an optional add-on) are priced at Rs.8,000. Corporate member pricing uses a reduced registration fee of Rs.30,000.
Training is available in three delivery modes — self-paced online, instructor-led online-live, and in-person classroom — so you can choose what fits your schedule and learning style. Specific mode pricing and current EMI terms should be confirmed with an AAFM India counsellor, as these may vary by batch.
CWM® Exam Fees — Level I and Level II
Exam fees are paid separately from your programme fee, directly when you schedule your examination through the authorised testing network.
Exams are delivered via Pearson VUE and Prometric at over 200 global centres and 75 Indian cities, or via NSE Academy in India. The fee is payable at the time of scheduling, not at registration. Candidates on the Experience Pathway who meet the eligibility criteria may be exempt from the Level I examination — confirm with your counsellor before paying.
Once you pass both levels and pay the USD 100 certification fee, AAFM USA processes and dispatches your CWM® charter. For full exam rules, calculator policy and grading details, see the Examination page.
What Your Programme Fee Covers
Understanding exactly what you receive for your investment helps you compare accurately and plan your study journey.
Your registration on the AAFM India student portal, which activates your 365-day study window and triggers dispatch of your welcome correspondence from AAFM USA.
Full access to the official CWM® digital curriculum for all 20 units across both levels — Levels I Foundation and II Advanced — including practice question banks and mock papers.
Printed study books for all units, available for an additional Rs.8,000. Many candidates prefer the digital-only route; physical books are recommended if you study away from a screen frequently.
Access to AAFM India's faculty team for doubt-resolution, available through the student portal. Online-live and classroom modes additionally include scheduled contact sessions with instructors.
Access to the alumni network, job board, and connections with AAFM India's 30+ corporate hiring partners — available to active students and certified professionals.
Once you pass both levels, the USD 100 certification fee covers AAFM USA processing and international dispatch of your CWM® charter, valid in 151+ countries with no territorial re-examination.
Flexible Payment — Pay in Instalments
AAFM India offers EMI to make the CWM® more accessible. Credit and debit card holders can spread the programme cost over monthly instalments.
EMI is available for eligible credit and debit card holders at the time of registration. The number of EMI months, interest rate (if any), and any processing fee are governed by your card-issuing bank — AAFM India facilitates the option but does not set the bank's terms. To understand which cards qualify and what the effective monthly outgo will be for your chosen pathway, contact an AAFM India counsellor before registering.
Speak to a counsellor
Call or use the enquiry form below to get current EMI options, confirm your pathway and receive a personalised fee summary before you commit.
Select EMI at checkout
During the online registration process, choose your preferred EMI tenure from the options your bank makes available at the payment gateway.
Activate your account
Once the first instalment is processed, your AAFM India student account is activated and your 365-day study window begins.
Pay exam fees separately
Exam fees (Rs.7,080 for Level I; Rs.9,440 for Level II) are paid at the time of scheduling — not at registration — so you can time them to match your readiness.
Demand draft: Payments by demand draft are also accepted. Overseas candidates use the ICICI Bank account details provided by AAFM India at the time of registration. All fees are non-refundable once paid; please review the brochure and speak with a counsellor before submitting payment.
International Candidate Fees (USD)
Candidates based outside India are charged in US Dollars and follow a single combined fee structure for registration and courseware.
| Fee Component | Amount (USD) | Notes |
|---|---|---|
| Registration & Courseware | USD 1,000 | Equivalent to the resident Indian programme fee; includes online study materials |
| Examination (per level) | USD 200 | Paid at time of scheduling at a Pearson VUE / Prometric centre globally |
| Certification | USD 100 | Payable on passing both levels; covers AAFM USA processing and charter dispatch |
| Courier (books) | At cost | Borne by the candidate; applicable only if paperback books are ordered |
Overseas candidates use the ICICI Bank account details provided by AAFM India at the time of registration for wire transfer. The CWM® charter is recognised in 151+ countries and examinations can be taken at over 200 global cities through Pearson VUE and Prometric — there is no territorial re-examination requirement.
For current exchange-rate guidance, batch availability, or questions about taking the exam at a specific international centre, contact AAFM India at info@aafmindia.co.in or use the enquiry form below.
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CWM® Fee Structure — Common Questions
The base programme fee starts from Rs.42,000 + 18% GST (totalling approximately Rs.49,560) for the Compulsory and Experience pathways. If you add optional paperback books the fee is Rs.50,000 + 18% GST. Exam fees are separate: Level I Rs.7,080 and Level II Rs.9,440. Contact a counsellor for the current schedule and any corporate pricing.
No. The programme/training fee covers registration, online courseware and study materials. Exam fees are paid separately — Rs.7,080 for Level I and Rs.9,440 for Level II — when you schedule your examination through Pearson VUE, Prometric, or NSE Academy.
Yes. EMI is available for credit and debit card holders. The number of instalments and applicable processing charges depend on your card issuer. Contact an AAFM India counsellor to understand the current EMI options before registering.
Fees once paid are non-refundable under any circumstances. AAFM India recommends attending a free counselling session and reviewing the brochure thoroughly before making payment.
Overseas candidates pay USD 1,000 for registration and courseware, plus USD 200 per examination level and USD 100 for certification. Courier charges for dispatch of study materials are borne by the candidate.
Your registration is valid for 365 days from the date of activation. Both levels must be completed within three years; if they are not, completed levels are nullified and re-registration is required.
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