The CWM® curriculum, unit by unit
The CWM® curriculum spans 20 units across two levels — Level I (Foundation) covers wealth-management process, investments, risk, insurance, banking, tax and life-cycle planning; Level II (Advanced) covers equity, alternatives, behavioural finance, portfolio strategy, international tax and a capstone wealth plan.
Two levels, built around real wealth-management practice
Level I builds the core of wealth management — process, financial systems, investment vehicles, risk, insurance, banking, legalities, tax and life-cycle planning. Level II goes deep into equity analysis, alternatives, real estate, behavioural finance, relationship management, portfolio strategy and international tax & trust planning, finishing with a capstone wealth plan.
The ten foundation units
Build your core competence across the wealth-management lifecycle.
The wealth-management and client-interaction process, time value of money, personal financial statements and cash-flow management, plus industry dynamics.
Fundamentals of the Indian and global financial system, markets, institutions and economic systems — reading conditions to anticipate portfolio change.
Return concepts, performance assessment across asset classes (equity, mutual funds) and optimal allocation by client risk profile.
Risk analysis and insurance / protection decisions across mortality, health, disability, property and liability exposures.
Investment products, structures, returns measurement, liquidity, tradability and legal considerations for wealth building.
An in-depth understanding of the banking industry, its processes and its products in the Indian market.
Statutes and regulations affecting businesses, families and individuals relevant to wealth management.
Tax structure, computation across income heads and tax-planning techniques for India.
Life-cycle management including retirement planning, wealth creation and reviewing retirement strategies.
Estate planning, trust planning and taxation implications for wealth transfer and preservation.
The ten advanced units
Master complex, UHNI-grade strategy and a real-world wealth plan.
Analyse equity and related products comprehensively for integration into client portfolios.
The role of alternative assets in client portfolios and their feasibility in the Indian market.
Concepts, tools and techniques to evaluate real-estate assets via direct and indirect mechanisms.
Psychological factors in client decisions, with case studies on biases and mitigation strategies.
Customer relationship management (CRM) techniques to acquire, retain and serve clients effectively.
Loan fundamentals, borrower types, credit processes per Indian regulation and debt consolidation in the portfolio.
Foundations of portfolio management, risk / return applications and drafting the Investment Policy Statement.
Tax structures in key zones (US, UK, Singapore, Mauritius), treaties for Indian clients and NRI taxation.
Profitability drivers — clients, products, distribution, organisation — and the Indian wealth landscape.
A capstone wealth plan built with live case-lets and practical tools provided by AAFM India.
A learning experience built around a working professional
Live weekend classes
Instructor-led sessions with real-time doubt resolution — no weekday clashes.
Premium recordings
Every session recorded for revision — learn and re-watch anytime.
Mock tests & question bank
Practise the real exam pattern until you're confident.
Live case studies & tools
Real client scenarios and AAFM portfolio-review tools — practical, not theoretical.
Explore every step of the CWM® journey
The Chartered Wealth Manager pathway is a connected set of pages — start anywhere, each links back here.
Your next promotion might start with three letters: CWM®
Give a course advisor 15 minutes and walk away with a clear plan, fee options and your next batch date — no pressure, no jargon.
Curriculum — frequently asked
Twenty units in total — ten in Level I (Foundation) and ten in Level II (Advanced).
It blends international best practice with India-specific modules on the Indian financial system, banking, tax laws, regulation and NRI / cross-border tax and trust planning.
Yes — Level II concludes with an Advanced Wealth Management capstone built around a comprehensive wealth plan and live case-lets, alongside the project-work component.
Through the two-level CWM® examination — see the examination page for the full pattern, marks and passing criteria.
AAFM India maintains an exhaustive, regularly updated curriculum aligned to current markets and regulation. Request the brochure for the latest detailed syllabus.
Start your CWM® journey today
Request a call back and our counsellors will share the full syllabus, fees, batch options and the next start date — and help you choose the right plan.